Medigap insurance can range anywhere from $38 – $300+ per month. The cost of Medigap depends on the plan you choose, as well as several other factors.
Watch the video below to learn more!
Medicare Supplement Rates
There are a couple of different variables that go into play to determine what the rates are.
Medigap rates are determined by:
- zip code
- tobacco use
- If any discounts apply
Where you live actually has a pretty big effect on what those rates will be.
Also, whether you’re applying with a spouse or not, or perhaps even if you live with someone.
Feel free to use our FREE online quote engine at the top of this page to easily get quotes right away for Plan F, G, and N in your area.
Unlike most websites, we actually show quotes for almost every state!
That’s because we want to earn your trust and not just capture your personal information.
Many sites do that and then sell your name, and at Medisupps.com we never sell your information!
Household Discounts – See if you Qualify!
Many different insurance companies offer household discounts and have different guidelines when it comes to qualifying for one.
Combined with the factors above like your age and zip code, we can determine what the lowest premium is going to be and if you can get a discount.
Now, I will tell you, the worst thing to do is just call an insurance carrier directly, get their rate, not find out what everybody else is charging, and just go with them.
Because they could be the highest, they could be dramatically higher than some of the other companies.
Imagine paying $30-60 extra per month, for the same coverage you could have gotten elsewhere, simply because you didn’t know!
That’s where we come in.
And again, no charge for our service. We’re an independent agency that shops all the top rates to continually make sure you’re not overpaying
Medigap plans are standardized by the government, and only an independent broker like us is able to shop all the rates at once.
We’re licensed to sell all the top carriers, and you get those savings!
We shop all of the top companies every year for our clients and get them the lowest premiums for the best coverage.
Because don’t forget, regardless of which Medigap plan you’re actually looking at, each carrier offers the same benefits within each plan.
However, they’re allowed to charge entirely different premiums.
And they do, believe me. we see premiums all over the board.
Premiums Vary Widely – You MUST Shop around!
One company could have a Medicare Plan G for $102. And another one, believe it or not, could be $170.
The only difference, whose name is on your card and the amount of money coming out of your bank account. Don’t let this happen to you!
You don’t want to be in that position where you chose the wrong company and overpaid and then found out a year later that your rate increases are skyrocketing.
And with yearly rate increases happening from every company, choosing the right Medicare supplement plan and company is vitally important. We make it easy for you, and at NO extra cost.
Did you recently get a rate increase?
If you’re visiting our site because you recently got a rate increase letter for your Medigap premiums, well you’re not alone!
Thousands of people visit Medisupps.com every month looking to save money because their current company sent them that “dreaded letter” in the mail telling them their rates are going up.
Well, as a Medisupps.com client we don’t allow that to happen to you.
We’ll contact you before the increase even happens to let you know we’re already shopping for you!
Medigap Rates – How they work
So typically when you sign up for Medigap coverage you get a one-year lock-in on your rate. That means your premium should stay the same for at least one year. It could be longer, but don’t bet on it!
After a year and just prior to your anniversary, you’ll get a rate increase letter in the mail. This will tell you how much your premium will be changing for the following year.
Now we never know what a rate increase amount will be. In fact, if an agent ever tells you that any company will have a set amount on their increase next year, DON’T believe them!
No agent knows that information, because the insurance carriers themselves don’t know that information! They’re just trying to sell you something.
And, they’re lying.
Enter your zip code at the top of this page to view rates instantly and see what’s cheapest in your area, against your new rate increase.
Or just call us now! And if you’re just turning 65 and new to Medicare, we can help with that too!
The easiest way is to call us now at 1-888-891-0229.