Medicare Supplement Plans in Kentucky 2023

Compare affordable Medicare Plans

Medicare Supplement plans in Kentucky (also called Medigap) were created to help Medicare beneficiaries with various medical expenses not covered by regular Medicare.  

These are costs such as copays, deductibles, and coinsurance.

Choosing a Medicare Supplement plan in Kentucky doesn’t have to be hard, and there’s no reason to overpay.  

We make it easy! 

 

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Medicare supplement rates

 

 

The two most popular Medicare supplement plans in Kentucky are Medicare Supplement Plan F and G, and Plan N also becoming more popular.

 

The 5 Best Medicare Supplement Plans in Kentucky are:

  • Medicare Supplement Plan G
  • Medicare Plan N
  • Medigap Plan F*
  • High-Deductible Plan G
  • High-deductible Plan F*

*Medicare Plan F is no longer available to people eligible for Medicare on January 1st of 2020 or later

 

Medicare supplement plans

Medicare Plan G in Kentucky

Anyone enrolling in Medicare for the first time in Kentucky can enroll in any Medigap plan available, except for Medicare Plan F. This is due to the fact that Medigap Plan F is only available to people who were enrolled in Medicare prior to January 1st, 2020.

Therefore, Medigap Plan G is the highest-coverage option for people new to Medicare. Plan G has nearly identical benefits to Plan F and is lower in cost.

 

Medicare Plan F vs G

 

Medicare Supplement Plan F vs Plan G

If you kept Medicare Plan F and you’re interested in saving money you should check the rates of Medicare Plan G by using our FREE online quote engine.

The difference between Medicare Supplement Plan F and Plan G is simply who pays the annual Medicare Part B deductible. Medicare Plan F pays the deductible but in reality, you’re just paying higher premiums for the plan to do so. With Plan G you pay this deductible yourself. 

In most cases, you’ll end up saving quite a bit by switching to Medicare Plan G. 

 

 

Medicare Plan G

 

 

Medicare Plan G Rates in Kentucky for 2023

Medicare Supplement Plan G premiums in Kentucky average from as low as $97 to over $330 per month.

These rates are determined by several factors, such as:

  • Age
  • Tobacco use
  • Zip code
  • Gender
  • Household discounts (if applicable, vary by company)

 

Medicare supplement quotes

Medicare Supplement Plan N in Kentucky

 

 Another popular Medigap in Kentucky is Medicare Plan N. This plan has great coverage but costs less than Medicare Plan G.

In exchange for lower monthly premiums, you might have to pay some small out-of-pocket costs that you do not have to pay with Plan G. 

Medicare Supplement Plan N is just like Medigap Plan G when it comes to paying the Medicare Part B deductible each year. However with Medicare Plan N, after the deductible is met:

 

  • Up to a $20 co-pay for doctor’s visits (telehealth visits don’t apply)
  • A $50 co-pay if you visit the emergency room and you’re not admitted (Urgent care visits don’t apply)
  • Part B excess charges not covered – Very Rare

 

 

Medicare Plan N

 

 

Medicare Plan N Cost in Kentucky

 

Medicare Plan N rates in Kentucky range from $72 per month up to around $150, depending on different factors such as age, zip code, tobacco use, gender, and whether any household discounts apply.

Using our FREE quote engine by clicking the orange button below, you can check the rates and compare the cost between Medicare Plan G and N to see how much you can save.

 

 

Medicare Plan N Rates

 

 

Medicare Supplement Plans in Kentucky 2023

The plans and benefits of Medigap plans in Kentucky for 2023 are not changing.  

There is no reason to pay more than you have to for a Medicare Supplement plan. Let us help…it’s FREE.

If you’ve been with the same Medicare Supplement company in Kentucky for 2 years or more, then there is a good chance you are overpaying.  You can easily see if you’re paying too much by using our FREE online quote engine, or by calling us now at 1-888-891-0229.

 

Best Medicare Supplement Plans in Kentucky

There is no “best” plan when it comes to Medigap insurance because everyone’s situation is different. For most people, Medicare Plan G or Plan N will likely suit their needs for relatively low premiums. We can help you decide which plan is best for you.

 

Medicare Plan N vs G

 

Medicare Supplement Plan G – One low deductible, then 100% coverage. Higher premiums than Plan N

Medicare Supplement Plan N – Lower monthly premiums, small out-of-pocket costs such as co-pays, and possibly Medicare Part B excess charges (rare though)

 

The difference in monthly premiums between Medicare Plan N and G in Kentucky can often be up to $30 per month!

If you are relatively healthy and don’t visit your doctor often, but still want great coverage, Medicare Plan N is a fantastic option.

With our website, you can check the cost between Plan G and Plan N in your area to see how much you can save.

 

Companies Offering Medicare Supplement Plans in Kentucky

There are several companies in Kentucky offering Medigap plans. Every company offers the same plans but they all charge different rates.

With our website, you can easily shop the top companies to make sure you’re not overpaying on your Medicare supplement insurance.

 

 

Top Medicare Supplement companies in Kentucky are:

  • Mutual of Omaha
  • Aetna,
  • Cigna
  • Humana
  • United Healthcare
  • BCBS

 

How to Enroll

The easiest way to enroll in a Medigap plan in Kentucky is to just give us a call at 1-888-891-0229. Our experienced, licensed agents can answer all of your questions and find you the best Medigap plan and company, for the lowest cost.

We’ll help you every year to make sure you’re in the right spot with all of your Medicare Coverage. Or click below to get started.

 

 

 

Medicare supplement quotes

 

 

 

 

 

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