Medicare Supplement plans in Nevada (also called Medigap) provide great coverage to people on Medicare to help pay expenses in Medicare Part A (hospital) and Part B (doctor’s services) that are not covered. These expenses are called “gaps”.
The gaps include things like coinsurance not paid by Medicare, copayments, and deductibles for Part A and B.
There are many different companies offering Medicare Supplement Plans in Nevada, and they each have the exact same coverage. Their rates vary widely, however.
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The two most popular Medicare supplement plans in Nevada are Medicare Supplement Plan F and G, and Plan N is also becoming more popular.
Popular Medicare Supplement Plans in Nevada are:
- Medicare Supplement Plan G
- Medicare Plan N
- Medigap Plan F*
- High-Deductible Plan G
- High-deductible Plan F*
*Medicare Plan F is no longer available to people eligible for Medicare on January 1st of 2020 or later
Medicare Plan G in Nevada
If you’re in Nevada and enrolling in Medicare for the first time, then you may enroll in any Medicare supplement plan letter except Plan F. For years this was the most popular plan, however, it was eliminated in 2020.
Therefore, Medigap Plan G is the highest-coverage option for people new to Medicare. Plan G has nearly identical benefits to Plan F and is lower in cost.
Medicare Supplement Plan F vs Plan G
If you are still enrolled in Medigap Plan F and you’d like to save money, Medicare Supplement Plan G is the place to look. Plan G is very close to Plan F in coverage, but has lower premiums.
On Medicare Plan F everything is paid 100%, which is very nice. However, you’re paying a much higher premium for this. The only difference between Plan F and Plan G is who pays the annual Medicare Part B deductible each year. On Medigap Plan G you must pay this yourself.
The deductible amount is always less than the higher premiums on Medicare Plan F.
In most cases, you’ll end up saving quite a bit by switching to Medicare Plan G.
Medicare Plan G Rates in Nevada for 2023
Medicare Supplement Plan G premiums in Nevada average from as low as $95 and go up from there according to Medicare.gov.
These rates are based on several different factors, such as:
- Tobacco use
- Zip code
- Household discounts (if applicable, vary by company)
Medicare Supplement Plan N in Nevada
Another Medicare Supplement Plan in Nevada that is gaining popularity is Medicare Supplement Plan N. Plan N has lower premiums than Medicare Plan G and F, but still provides great coverage.
In exchange for lower monthly premiums, you might have to pay some small out-of-pocket costs that you do not have to pay with Plan G.
Medicare Plan N is very similar to Medicare Plan G as on both plans you must pay the annual Medicare Part B deductible each year. Other costs with Medicare Plan N after the deductible is met are:
- Up to a $20 co-pay for doctor’s visits (telehealth visits don’t apply)
- A $50 co-pay if you visit the emergency room and you’re not admitted (Urgent care visits don’t apply)
- Part B excess charges not covered – Very Rare
Medicare Plan N Cost in Nevada
Medicare Plan N rates in Nevada range from $72 per month up to around $150, depending on different factors such as age, zip code, tobacco use, gender, and whether any household discounts apply.
Using our FREE quote engine by clicking the orange button below, you can check the rates and compare the cost between Medicare Plan G and N to see how much you can save.
Medicare Supplement Plans in Nevada 2023
There will be no changes to the coverage of Medicare Supplement plans in Nevada for 2023.
Remember, each company has the same plans and benefits but different rates for them.
If you’ve been with the same Medicare Supplement company in Nevada for 2 years or more, then there is a good chance you are overpaying. You can easily see if you’re paying too much by using our FREE online quote engine, or by calling us now at 1-888-891-0229.
Best Medicare Supplement Plans in Nevada
There is no “best” plan when it comes to Medigap insurance because everyone’s situation is different. For most people, Medicare Plan G or Plan N will likely suit their needs for relatively low premiums. We can help you decide which plan is best for you.
Medicare Supplement Plan G – One low deductible, then 100% coverage. Higher premiums than Plan N
Medicare Supplement Plan N – Lower monthly premiums, small out-of-pocket costs such as co-pays, and possibly Medicare Part B excess charges (rare though)
The cost of Medicare Plan N and Medicare Plan G in Nevada can differ up to $30 per month. There can be big savings by enrolling in a Medicare Plan N.
If you are relatively healthy and don’t visit your doctor often, but still want great coverage, Medicare Plan N is a fantastic option.
With our website, you can check the cost between Plan G and Plan N in your area to see how much you can save.
Companies Offering Medicare Supplement Plans in Nevada
There are several companies in Nevada offering Medigap plans. Every company offers the same plans but they all charge different rates.
With our website, you can easily shop the top companies to make sure you’re not overpaying on your Medicare supplement insurance.
How to Enroll
The easiest way to enroll in a Medigap plan in Nevada is to just give us a call at 1-888-891-0229. Our experienced, licensed agents can answer all of your questions and find you the best Medigap plan and company, for the lowest cost.
We’ll help you every year to make sure you’re in the right spot with all of your Medicare Coverage. Or click below to get started.
Nevada Department of Insurance