Medicare Supplement plans in Maryland (also known as Medigap Plans) were designed to help people on Medicare with the payment of various medical expenses that are not covered by regular Medicare.
These include deductibles, various copays, and coinsurance of Medicare Parts A & B.
Finding the right Medicare Supplement plan in Maryland is now easier than ever with our FREE online quote engine.
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The two most popular plans in Maryland are Medigap Plan F and G.
Below are the most popular Medicare Supplement plans in Maryland and what each cover.
The 5 Best Medicare Supplement Plans in Maryland are:
- Medicare Plan G
- Medicare Plan N
- Medicare Plan F*
- High-Deductible Plan G
- High-deductible Plan F*
*Medicare Plan F is no longer available to people eligible for Medicare on January 1st of 2020 or later
Medicare Supplement Plan G in Maryland
People in Maryland just enrolling in Medicare for the first time are allowed to enroll in any Medicare Supplement plan except for Medigap Plan F. This is because Medicare Plan F is only available to people who were enrolled in Medicare prior to January 1st, 2020.
This leaves Medigap Plan G as the most popular plan. Plan G has nearly identical benefits to Plan F and is lower in cost.
Medicare Plan F vs Plan G
If you still have Medicare Plan F and you’d like to save money, use our FREE online quote engine to see the savings by switching to Medicare Plan G. Just enter your zip code above. to get started.
The only difference between Medicare Plan F and Medicare Plan G is who pays the annual Medicare Part B deductible. Medicare Supplement Plan F pays this for you, however, you are paying far more in higher premiums on Medicare Plan F than the deductible amount. On Plan G, you just pay the deductible yourself but save money by doing so.
In almost every case the difference in monthly premiums from Plan F to Plan G is far greater than this deductible, meaning you can save money with Plan G.
Medicare Plan G Rates in Maryland for 2023
Medicare Supplement Plan G monthly premiums in Maryland average from as low as $82 to well over $325 per month depending on various factors.
These rates are determined by several factors, such as:
- Tobacco use
- Zip code
- Household discounts (if applicable, vary by company)
Medicare Supplement Plan N in Maryland
Another popular Medigap in Maryland is Medicare Plan N. This plan has great coverage but costs less than Medicare Plan G.
In exchange for lower monthly premiums, you might have to pay some small out-of-pocket costs that you do not have to pay with Plan G.
Medicare Supplement Plan N is just like Medigap Plan G when it comes to paying the Medicare Part B deductible each year. However with Medicare Plan N, after the deductible is met:
- Up to a $20 co-pay for doctor’s visits (telehealth visits don’t apply)
- A $50 co-pay if you visit the emergency room and you’re not admitted (Urgent care visits don’t apply)
- Part B excess charges not covered – Very Rare
Medicare Plan N Cost in Maryland
Medicare Plan N rates in Maryland range from $72 per month up to around $150, depending on different factors such as age, zip code, tobacco use, gender, and whether any household discounts apply.
Using our FREE quote engine by clicking the orange button below, you can check the rates and compare the cost between Medicare Plan G and N to see how much you can save.
Medicare Supplement Plans in Maryland 2023
Medicare supplement plans in Maryland for 2023 are not changing in benefits or plan letters. The cost for the plans will vary based on which company offers them, and they all have the same coverage.
There is no reason to pay more than you have to for a Medicare Supplement plan. Let us help…it’s FREE.
If you’ve been with the same Medicare Supplement company in Maryland for 2 years or more, then there is a good chance you are overpaying. You can easily see if you’re paying too much by using our FREE online quote engine, or by calling us now at 1-888-891-0229.
Best Medicare Supplement Plans in Maryland
When it comes down to it, the “best” Medicare supplement plan is the one that you’re comfortable with in terms of benefits and monthly premium.
Medicare Supplement Plan G – One low deductible, then 100% coverage. Higher premiums than Plan N
Medicare Supplement Plan N – Lower monthly premiums, small out-of-pocket costs such as co-pays, and possibly Medicare Part B excess charges (rare though)
The difference in monthly premiums between Medicare Plan N and G in Maryland can often be up to $30 per month!
If you are relatively healthy and don’t visit your doctor often, but still want great coverage, Medicare Plan N is a fantastic option.
With our website, you can check the cost between Plan G and Plan N in your area to see how much you can save.
Companies Offering Medicare Supplement Plans in Maryland
There are several companies in Maryland offering Medicare Supplement plans. The most important thing to keep in mind is that they all offer the same plans, with the exact same benefits.
Their monthly rates for these plans are all different though.
We make it easy as we shop all the top companies to make sure you’re not overpaying on your Medicare supplement insurance, and we do this every year for our clients for FREE.
Top Medicare Supplement companies in Maryland are:
- Mutual of Omaha
- United Healthcare
How to Enroll
The easiest way to enroll in a Medigap plan in Maryland is to just give us a call at 1-888-891-0229. Our experienced, licensed agents can answer all of your questions and find you the best Medigap plan and company, for the lowest cost.
We’ll help you every year to make sure you’re in the right spot with all of your Medicare Coverage. Or click below to get started.