Medicare Supplement Plans in Michigan 2024

Compare affordable Medicare Plans

Medicare Supplement plans in Michigan (Medigap plans) help people on Medicare to pay various expenses that Medicare Part A & B do not cover. There are currently over 430,000 people on Medicare in Michigan, and many of them choose a Medicare Supplement plan due to the fantastic coverage it offers.

In Michigan, there are 12 different Medicare Supplement Plans offered by private insurance carriers, with Medicare Plans F and G being the most popular plans for 2024.

Below are the most popular Medigap plans in Michigan, as well as a description of each to help you decide which plan is best for you.


Compare Michigan Medigap plans  

Enter Zip Code

Medicare supplement rates

 5 Medicare Supplement Plans in Michigan are:

  • Medicare Plan G
  • Medicare Plan N
  • Medicare Plan F*
  • High-Deductible Plan G
  • High-deductible Plan F*

*Medicare Plan F is no longer available to people eligible for Medicare on January 1st of 2020 or later


Medicare supplement plans

Medicare Supplement Plan G in Michigan

Medicare Supplement Plan G is by far the most popular Medicare Supplement plan that people new to Medicare enroll in. Plan G has great coverage and relatively low premiums in Michigan.

As well, several companies even offer household discounts of up to 14% for just living with someone. Our FREE online quote engine can show you the rates in your zip code in Michigan.


Medicare Plan F vs G


Though many people in Michigan are still enrolled in Medicare Plan F, it’s a good idea to use our quote engine to get rates for Plan G.

Remember, the only difference between the two plans is on Plan G you pay the annual Medicare Part B deductible yourself. Whereas, with Plan F the plan pays it for you.


Save Money on Plan G

The extra premiums for Medicare Plan F are often far higher than the deductible itself, so in almost all cases, you can save money with Medicare Plan G in Michigan.

Medicare Supplement Plan G pays for 100% of the gaps in Medicare except for the Medicare Part B annual deductible. In 2024 this deductible is $240 and should be close to this in 2024.



Medicare Plan G



Medicare Plan G Rates in Michigan for 2024

In Michigan Medicare Plan G premiums range from $105 to well over $300 per month. 

These rates are determined by several factors, such as:

  • Age
  • Tobacco use
  • Zip code
  • Gender
  • Household discounts (if applicable, vary by company)


Medicare supplement quotes

Medicare Supplement Plan N in Michigan


Medicare Plan N is the second most popular plan in Michigan thanks to its great coverage. Medicare Plan N has lower premiums than Plan G, however, because it has lower premiums, you might have a few out-of-pocket expenses to pay with Plan N.

Just as with Medicare Plan G, with Plan N you still pay the annual Medicare Part B deductible. After that might have:


  • Up to a $20 co-pay for doctor’s visits (telehealth visits don’t apply)
  • A $50 co-pay if you visit the emergency room and you’re not admitted (Urgent care visits don’t apply)
  • Part B excess charges not covered – Very Rare



Medicare Plan N



Medicare Plan N Rates in Michigan


Using our FREE quote engine you can check the rates and compare the cost between Medicare Plan G and N to see how much you can save.



Medicare Plan N Rates



Medicare Supplement Plans in Michigan 2024

There are no changes in benefits to Michigan Medicare supplement plans in 2024.  

If you’ve been with the same Medicare Supplement insurance company for 2 years or more you could be overpaying by a large amount. This is because rate increases happen each year. We watch the rates each year for you so you don’t have to!

Using our website you can check the rates for FREE and see if you’re currently paying too much.


 Medicare Supplement Plans in MI

When it comes down to it, the “best” Medicare supplement plan is the one that you’re comfortable with in terms of benefits and monthly premium.


Medicare Plan N vs G


Medicare Plan G – One low deductible, then 100% coverage. Higher premiums than Plan N

Medicare Plan N – Lower monthly premiums, small out-of-pocket costs such as co-pays, and possibly Medicare Part B excess charges (rare though)


The difference in monthly premiums between Medicare Plan N and G in Michigan can often be up to $30 per month! For people who are healthy but still want great coverage, Medicare Plan N is a great option.

By using our website you can check the cost between Plan G and Plan N in your area to see how much you can save.


Companies Offering Medicare Supplement Plans in Michigan

There are several companies in Michigan offering Medigap plans. The most important thing to keep in mind is that they all offer the same plans, with the exact same benefits. Their monthly rates for these plans are all different though.

And, each company has rate increases every year.

We make it easy as we shop all the top companies to make sure you’re not overpaying on your Medicare supplement insurance, and we do this every year for our clients for FREE.


How to Enroll

The easiest way to enroll in a Medicare supplement plan in Michigan is to just give us a call at 1-888-891-0229. Our experienced, licensed agents can answer all of your questions and find you the best Medigap plan and company, for the lowest cost.

We’ll help you every year to make sure you’re in the right spot with all of your Medicare Coverage. Or click below to get started.



Medicare supplement quotes






Popular Articles

Michigan Department of insurance

Medicare Supplement Plans By City