Medicare Supplement plans in Tennessee (also called Medigap) provide extra coverage and help pay the gaps, or expenses, that Medicare Parts A and B do not cover.
We can easily help you find the right Medicare Supplement plan in Tennessee to fit your needs and make sure you don’t overpay for coverage. Our website shows you rates from the top companies in Tennessee for the most popular Medicare Supplement plans.
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The three most popular plans in Tennessee are Medicare Supplement Plan F, Plan G, and Plan N. Anyone who enrolled in Medicare on January 1st of 2020, or later may not enroll in a Plan F.
Below are the most popular Medicare Supplement plans in Tennessee and the benefits they offer.
The 5 Best Medicare Supplement Plans in Tennessee are:
- Medicare Plan G
- Medicare Plan N
- Medicare Plan F*
- High-Deductible Plan G
- High-deductible Plan F*
*Medicare Plan F is no longer available to people eligible for Medicare on January 1st of 2020 or later
Medicare Supplement Plan G in Tennessee
Medicare Plan F is no longer available for those who were enrolled in Medicare Part A on January 1st, 2020, or later because it simply got too expensive.
If you had a Medigap Plan F prior to this date then you are allowed to keep it, however, many people are switching to Medicare Plan G due to lower costs and nearly the exact same coverage.
Medicare Supplement Plan G is now the most popular Medigap plan for people new to Medicare, because of its great coverage and lower monthly premiums than Plan F.
Medicare Supplement Plan F vs Plan G
Those who are still enrolled in Medigap Plan F can use our FREE online quote engine to see how much they can save by switching to Medicare Plan G. Just enter your zip code at the top of this page to view the rates from the top insurance companies.
The only difference between the two plans is on Plan G you pay the annual Medicare Part B deductible yourself. Whereas, with Plan F the plan pays it for you.
In almost every case the difference in monthly premiums from Plan F to Plan G is far greater than this deductible, meaning you can save money with Plan G.
Save Money on Medicare Plan G in Tennessee
Even though Plan F pays the deductible for you, in reality, you are actually paying it through higher premiums for the plan. In fact, Medicare Plan F can be up to $50 more per month than Medicare Plan G.
By paying the Medicare Part B deductible yourself, you can save a great deal of money with Medicare Plan G.
Medicare Plan G Rates in Tennessee for 2023
In Tennessee, Medicare Supplement Plan G monthly premiums average from as low as $95 to over $325 per month depending on various factors.
Rates are determined by several factors, such as:
- Tobacco use
- Zip code
- Household discounts (if applicable, vary by company)
Medicare Supplement Plan N in Tennessee
Medigap Plan N is quickly becoming one of the most popular plans in Tennessee. It has lower premiums than Plan G (often up to $30 less per month), but still has great coverage.
With lower premiums come a few small out-of-pocket costs that you might have to pay.
With Medicare Supplement Plan N you are still required to pay the Medicare Part B annual deductible. Once this is met you might have:
- Up to a $20 co-pay for doctor’s visits (telehealth visits don’t apply)
- A $50 co-pay if you visit the emergency room and you’re not admitted (Urgent care visits don’t apply)
- Part B excess charges not covered – Very Rare
Medicare Plan N Rates in Tennessee
Using our FREE quote engine by clicking the orange button below, you can check the rates and compare the cost between Medicare Plan G and N to see how much you can save.
Plan N is an excellent option for people who are healthy, or only visit their doctor a few times per year.
Medicare Supplement Plans in Tennessee 2023
Medicare supplement plans in Tennessee in 2023 are not changing in coverage. Many companies will be changing their monthly premiums for 2023, so it’s best to start shopping now to see if you can save money.
If you’ve been with the same Medigap insurance company in Tennessee for 2 years there is a very good chance you are overpaying. In just a few simple steps you can see how much you can save by using our quote engine, or by calling us today at 1-888-891-0229.
Best Medicare Supplement Plans in Tennessee
The best Medicare supplement plan is one that provides you with all the coverage you need, and the one you can comfortably afford. We help you find that plan.
Medicare Plan G – Has one small deductible and then provides 100% coverage. Plan G has higher premiums than Plan N.
Medicare Plan N – Has lower monthly premiums than Plan G, but also has some small out-of-pocket costs such as co-pays, and possibly Medicare Part B excess charges (rare though)
The difference in monthly premiums between Medicare Plan N and G in Tennessee can often be substantial, so it’s worth it to let us check the rates for you to see how much you can save.
Companies Offering Medicare Supplement Plans in Tennessee
There are several companies offering Medicare Supplement plans in Tennessee. Each company offers the exact same Medigap Plans, with the same benefits in each plan letter.
They also all charge different rates for the exact same thing!
We’ll shop all the top companies and make sure you don’t overpay, and we do this every year for our clients for FREE.
Top Medigap companies in Tennessee are:
- Mutual of Omaha
- United Healthcare
- Blue Cross Blue Shield
How to Enroll
The easiest way to enroll in a Medicare supplement plan in in Tennessee is to just give us a call at 1-888-891-0229. Our experienced, licensed agents can answer all of your questions and find you the best Medigap plan and company, for the lowest cost.
We’ll help you every year to make sure you’re in the right spot with all of your Medicare Coverage. Or click below to get started.