Medicare Supplement Plans New Hampshire 2024 – Rates

Compare affordable Medicare Plans

Russell Noga
by Russell Noga | Updated November 27th, 2023

New HampshireMedicare Parts A & B help seniors living in New Hampshire cope with their annual healthcare costs. You get coverage for medical and hospital expenses, but these plans don’t cover everything.

Parts A & B only cover 80% of these expenses, leaving you with the balance to settle out-of-pocket.

As a result, you could end up with a huge bill after an extended stay in the hospital. Medigap plans take care of this additional expense, leaving you with no out-of-pocket expenses for your treatments and care.

These policies come in a range of ten plans, each offering varying levels of coverage. Of the ten plans, G, F, & N are the most popular with seniors due to the good level of coverage you receive in return for an affordable monthly payment.

This article looks at the best Medicare supplement plans for 2024 New Hampshire has to offer. We’ll unpack the top providers and the best rates on Plans F, G, &N.

 

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Call our team at 1-888-891-0229 for a free consultation and professional advice. We’ll quote you on any plan with the best rate in the Granite State.

If you want us to call you back, leave your contact details on our form. Alternatively, you can use the free tool on our site to get a free automated quote on any Medigap plan.


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The Most Popular Healthcare Insurers for Medicare Supplement Plans in New Hampshire

The price of Medigap plans in New Hampshire varies, depending on your chosen provider. Each insurer offers plans at a different rate, so it pays to shop around for your policy.

Our research shows the following providers offer the best premiums on Medigap policies.

  • Aetna
  • Americo
  • Anthem
  • Cigna
  • Colonial Penn
  • Globe Life
  • Harvard Pilgrim

Of these providers, Anthem is the top choice for Plan G. Cigna has the most favorable rates on Plans F & N.

  • Best Plan G – Anthem
  • Best Plan F – Cigna
  • Best Plan N – Cigna

Medicare Supplement Plan G

Providers for Medicare Supplement Plan G New Hampshire 

14 insurers offer Plan G in New Hampshire, with average market pricing being $197.40 per month across all firms.

Here are the top-rated insurers for your Plan G policy, with average rates based on a 65-year-old female nonsmoker.

  • Anthem: $159
  • Harvard Pilgrim: $160
  • Anthem: $163
  • Cigna: $176

 

 

What Does Plan G Cover?

Plan G offers near-comprehensive coverage for all Part A & B out-of-pocket expenses. The only thing it doesn’t cover that Plan F does is the Part B deductible.

  • Part A coinsurance and hospital costs up to an extra 365 days after Medicare benefits expire.
  • Part B coinsurance or copayments.
  • Blood (first 3 pints).
  • Part A hospice care coinsurance or copayments.
  • Skilled nursing facility care coinsurance.
  • Part A deductible.
  • Part B excess charges.
  • 80% of foreign travel exchange (up to plan limits).

 

Humana Medicare Supplement Plan F At a GlanceProviders for Medicare Supplement Plan F New Hampshire 

14 companies offer Plan F in New Hampshire, with average market premiums being $250.10 per month.

Cigna has the best deal on Plan F, with monthly premiums of $165.60. Anthem is the most expensive option, with monthly premiums of $310.90.

You can save $145.30 monthly by going with Cigna over Anthem for your Plan F policy.

Here are the average rates for the best providers, based on a 65-year-old female nonsmoker.

  • Cigna: $166
  • Harvard Pilgrim: $306
  • Anthem: $311

 

What Does Plan F Cover?

You get comprehensive coverage for Parts A & B expenses with Plan F.

However, you need to be eligible for Medicare before January 1, 2020, for this policy. If not, you’ll also have to go with Plan G. Plan F covers the Part B deductible.

  • Part A coinsurance and hospital costs up to an extra 365 days after Medicare benefits expire.
  • Part B coinsurance or copayments.
  • Blood (first 3 pints).
  • Part A hospice care coinsurance or copayments.
  • Skilled nursing facility care coinsurance.
  • Part A deductible.
  • Part B deductible.
  • Part B excess charges.
  • 80% of foreign travel exchange (up to plan limits).

 

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What does plan N cover

Providers for Medicare Supplement Plan N New Hampshire 

14 insurers offer Plan N in New Hampshire. The market average premium across all companies is $179.10 per month.

Cigna is the most affordable company, with monthly premiums of $126.60. Anthem has the most expensive offering, charging $165.70 per month.

So, you can save $39.10 monthly going with Cigna over Anthem.

Here are the average rates for Plan N policies for a 65-year-old nonsmoking female.

  • Cigna: $127
  • Harvard Pilgrim: $165
  • Anthem: $166

 

What Does Plan N Cover?

Plans N requires copayments at the doctor’s office and emergency room. You’ll need to pay $20 and $50, respectively, when accessing these services.

The $50 copayment at the emergency room is waived if you’re admitted to the hospital for inpatient care.

  • Part A coinsurance and hospital costs up to an additional year after Medicare benefits expire.
  • Blood (first 3 pints).
  • Part A hospice care coinsurance or copayments.
  • Skilled nursing facility care coinsurance.
  • Part A deductible.
  • 80% of foreign travel exchange (up to plan limits).

Plan N doesn’t cover Part B excess charges involved with seeing practitioners charging above Medicare Assignment rates. It also doesn’t cover the Part B excess charge.

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What Do Plans F, G, and N Not Cover?

 

What Do Plans F, G, & N Not Cover?

 

 

All Medigap plans don’t cover the costs of preventative treatments like Chiropractic, physiotherapy, and acupuncture.

They also don’t cover private-duty nursing or stays at non-skilled nursing homes. You also don’t get any coverage for your prescriptions.

Medigap doesn’t cover vision, gearing, and dental services. However, some providers offer discounts on these services as perks if you take a plan.

Other insurers might offer additional packages covering these expenses for a small monthly fee.

 

What are the Best Alternate Medicare Supplement Plans in New Hampshire?

Plans F, G, & N offer you the most comprehensive coverage, which is why they’re so popular. However, you have options for other plans with varying levels of coverage and cheaper premiums.

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Frequently Asked Questions

 

  What are the top-rated Medicare Supplement plans available in New Hampshire for 2024?

The best Medicare Supplement plans in New Hampshire for 2024 include Plan F, Plan G, and Plan N.

 

  What does Medicare Supplement Plan F cover in New Hampshire for 2024?

Medicare Supplement Plan F in New Hampshire for 2024 covers deductibles, copayments, and coinsurance associated with Medicare Part A and B. It also covers excess charges and provides coverage for skilled nursing facility care.

 

  What are the benefits of Medicare Supplement Plan G in New Hampshire for 2024?

Medicare Supplement Plan G in New Hampshire for 2024 offers similar coverage to Plan F, except it doesn’t cover the Medicare Part B deductible. It provides comprehensive coverage for hospital stays, doctor visits, and other medical services.

 

  How does Medicare Supplement Plan N work in New Hampshire for 2024?

Medicare Supplement Plan N in New Hampshire for 2024 covers most of the same benefits as Plan G but requires you to pay a small copayment for doctor’s office visits and emergency room visits. It offers cost-sharing features that can help reduce premium costs.

 

  Are the rates for Medicare Supplement plans fixed in New Hampshire for 2024?

The rates for Medicare Supplement plans in New Hampshire for 2024 are determined by insurance companies. Rates may vary based on factors such as age, gender, and health status.

 

  Can I switch Medicare Supplement plans in New Hampshire for 2024?

Yes, you can switch Medicare Supplement plans in New Hampshire for 2024. However, it is important to note that you may be subject to medical underwriting, which could affect your eligibility and premium rates.

 

  Are there any enrollment periods for Medicare Supplement plans in New Hampshire for 2024?

Unlike Medicare Advantage or Part D plans, there are no specific enrollment periods for Medicare Supplement plans in New Hampshire for 2024. You can generally apply for a Medicare Supplement plan at any time throughout the year.

 

  Can I keep my Medicare Supplement plan if I move to a different state from New Hampshire in 2024?

Yes, you can generally keep your Medicare Supplement plan if you move to a different state from New Hampshire in 2024. However, it’s recommended to contact your insurance provider to ensure your coverage remains in effect and to check if there are any changes in premiums or plan options.

 

  Are prescription drugs covered by Medicare Supplement plans in New Hampshire for 2024?

No, Medicare Supplement plans do not cover prescription drugs. You would need to enroll in a separate Medicare Part D prescription drug plan to get coverage for medications.

 

  How can I find the best Medicare Supplement plan in New Hampshire for 2024?

To find the best Medicare Supplement plan in New Hampshire for 2024, it’s advisable to compare plans and rates from multiple insurance providers. You can consult with a licensed insurance agent or use online resources to gather information and make an informed decision based on your specific needs and budget.

Find the Right Medicare Plan for You

Finding the perfect Medicare plan doesn’t have to be stressful. Whether it’s a Medigap plan or you have questions about Medicare Advantage or Medicare Part D, we can help.

Call today at 1-888-891-0229 and one of our knowledgeable, licensed insurance agents will be happy to assist you!

Medicare Supplement Plan G Rates