by Russell Noga | Updated February 8th, 2024
Considering an Anthem Medicare Supplement plan? This article directly addresses your primary concerns—what these supplements cover, what they cost, and how to choose the right one for you. Discover the differences between Plan F, G, N, and A, understand the pricing, and learn about the added benefits. With concise, relevant information ahead, make your Anthem plan decision with confidence.
Key Takeaways
- Anthem Medicare Supplement plans offer additional coverage to fill gaps in Original Medicare, with various plan options such as F, G, N, and A to suit different coverage needs and budgets.
- Plan costs range from $102 to $226 per month, including household discounts and automated payment options, with added wellness programs and prescription saving initiatives to promote overall health.
- Despite mixed customer service reviews, Anthem maintains an A+ rating for financial reliability and offers comprehensive state-wide and international healthcare coverage, alongside supplementary dental and vision options.
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Understanding Anthem Medicare Supplement Plans
Anthem Medicare Supplement plans, an oasis in the desert of healthcare costs, are your extra layer of financial protection. They step in like a trusty sidekick, covering those out-of-pocket costs that Original Medicare and Medicare Advantage plans don’t – from deductibles and copays to coinsurance. As a part of the Cross and Blue Shield network, you can trust the quality and reliability of these Anthem Medicare Supplement plans, which offer Medicare supplement insurance and Medicare supplement insurance plans.
Now, you might be wondering, “What options do I have?” Well, Anthem provides a smorgasbord of plans to cater to your unique needs. Among the popular ones are:
- Plan F: comprehensive coverage of all gaps in Medicare
- Plan G: similar to Plan F but with a lower premium
- Plan N: affordability with fundamental coverage
- Plan A: basic coverage for those on a budget
Each of these plans brings something unique to the table.
Plan Options: F, G, N, and A
Delving into the specifics of these plans, Plan F is your comprehensive coverage champion, taking care of all Original Medicare out-of-pocket expenses, including deductibles and prescription drug coverage. If you’re looking for a balance between cost and coverage, Plan G might be your pick. It covers expenses not covered by Original Medicare, offering you a safety net without breaking the bank.
On the other hand, Anthem’s Medicare Supplement Plan N is your economical ally. With reduced premium costs and coverage for hospital insurance, it’s an attractive option for those prepared to cover specific out-of-pocket expenses and accepts Medicare patients.
Finally, Plan A stands as a reliable guard against copays, deductibles, and coinsurance for Original Medicare Part A, benefitting medicare patients with suitable medicare plans.
Coverage Across States
Traveling across states and worried about your healthcare coverage? Anthem has got you covered. Anthem’s Medicare Supplement plans extend coverage across 14 states, making it a perfect fit for those bitten by the travel bug.
But remember, the specifics, such as premiums and enrollment eligibility, might vary based on your state of residence. On the plus side, certain plans offer international emergency medical care and even hearing coverage, ensuring you’re never left in a lurch, no matter where you are.
Comparing Costs: Anthem Medicare Supplement Pricing
Shifting our focus to the financial aspect, Anthem Medicare Supplement plans range between $102 and $226 per month, striking a balance between cost and coverage. But that’s not all. Anthem sweetens the deal with discounts and convenient payment methods.
Two-Person Discounts
If you’re looking to enroll with your partner, Anthem offers a household discount of 5% for two-person households. This could lead to substantial savings over time, making their plans even more affordable.
Automated Electronic Payments
Anthem Blue Cross further simplifies the payment process with automated electronic payments. With the convenience of online, mail, and phone payments, you can set up automated payments and ensure your coverage continues without a hitch.
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Extra Benefits of Anthem Medicare Supplement Plans
Anthem Medicare Supplement plans offer more than just healthcare coverage through their Anthem Medicare Supplement Plan. They also provide:
- Wellness initiatives
- Prescription savings
- Fitness programs
- Gym reimbursements
With Anthem, you not only have a healthcare provider but also a wellness partner.
Wellness Programs
Anthem’s wellness programs are designed to promote overall wellness. With access to the SilverSneakers fitness program, gym memberships, weight loss programs, and more, Anthem promotes a holistic approach to health.
So, whether you’re sweating it out in the gym or seeking nutritional counseling, Anthem’s got you covered. With these wellness benefits, you’re not just insured; you’re inspired to lead a healthier lifestyle.
Prescription Savings Program
Alongside wellness programs, Anthem offers the ScriptSave/WellRx program, which can lead to significant savings on medications. This program offers prescription discounts, helping you save on prescriptions not covered by Medicare Part D regulations.
With the potential for a 65% reduction in prescription drugs costs, and even higher in some cases, the ScriptSave/WellRx program can be a game-changer for those managing chronic conditions or requiring regular medications.
Expert Opinions on Anthem Medicare Supplement Plans
Having addressed the fundamentals, it’s time to consider expert opinions. Anthem Medicare Supplement plans have received a positive assessment from experts, who’ve noted their diverse policy options and average costs. They also appreciate the supplementary dental and vision coverage options.
Plan N: Cost-Effective Choice
When it comes to cost-effectiveness, experts point to Plan N. With its balance of fundamental coverage at a reduced premium, it’s a favorite among those seeking value for money.
Plan G: Copay-Free Option
Plan G gets a thumbs-up for being a copay-free option. It covers all copays and coinsurance not covered by Medicare Parts A and B, offering you comprehensive coverage without the worry of out-of-pocket expenses.
Customer Experience with Anthem Medicare Supplement
Pivoting to customer experiences, Anthem Medicare Supplement plans have mixed reviews. While some customers report positive experiences, others express dissatisfaction. However, the company maintains an A+ rating for financial stability, ensuring the reliability of their plans.
Financial Stability
Anthem’s financial stability is a testament to their reliability. It has received an A+ rating from well-regarded rating agencies and a four out of five rating from ConsumerAffairs, demonstrating their ability to fulfill claim payments.
Customer Service Reviews
Customer service reviews for Anthem Medicare Supplement plans vary. Some customers report positive experiences, praising their good coverage options, strong policy choices, and customer support. However, others express dissatisfaction, citing problems with billing, collections, and utilizing insurance coverage.
Summary
In conclusion, Anthem Medicare Supplement plans offer a wide variety of plan options with varying coverage and costs, making them suitable for a broad range of needs. They provide coverage across states, making them a reliable choice for frequent travelers.
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Frequently Asked Questions
What is Anthem Plan G?
Anthem Plan G is a popular plan that offers broad coverage, paying for out-of-pocket costs that Original Medicare does not cover, except the Medicare Part B deductible.
What is the premium for Medicare supplement?
The premium for a Medicare supplement can vary, so it’s best to use a cost comparison chart to find the right option for you.
Is Anthem Medicare Preferred PPO the same as Medicare Advantage?
Yes, Anthem Medicare Preferred PPO is a type of Medicare Advantage plan that provides the flexibility of a Preferred Provider Organization (PPO) plan.
What is the cost range for Anthem Medicare Supplement Plans?
The cost range for Anthem Medicare Supplement Plans is typically between $102 and $226 per month. These plans provide a wide range of coverage options to fit various budgets and healthcare needs.
What extra benefits do Anthem Medicare Supplement Plans offer?
Anthem Medicare Supplement Plans provide extra benefits like wellness programs and prescription savings to offer more comprehensive coverage for your healthcare needs.
Speak to the Professionals about Medigap Plans and Original Medicare Deductibles
If you find understanding the benefits involved with Original Medicare and Medigap Plans challenging, you’re not alone. Call our team at 1-888-891-0229 for a free consultation or complete the contact form on this site, and an expert will call you back at a convenient time.
We have decades of experience advising our clients on the complexities of Medicare and Medigap plans. We’ll ensure you get the best rate in your state and advice you can trust.
Russell Noga is the CEO and Medicare editor of Medisupps.com. His 15 years of experience in the Medicare insurance market includes being a licensed Medicare insurance broker in all 50 states. He is frequently featured as a featured as a keynote Medicare event speaker, has authored hundreds of Medicare content pages, and hosts the very popular Medisupps.com Medicare Youtube channel. His expertise includes Medicare, Medigap insurance, Medicare Advantage plans, and Medicare Part D.