Medicare Supplement plans in Virginia (Medigap) offer great coverage to people on Medicare and work right alongside Medicare Part A and B.
There are currently over 440,000 people enrolled in Medicare in Virginia and many of these people also have a Medicare Supplement plan to help cover expenses for them.
The two most popular plans in Virginia are Medicare Supplement Plan F and Plan G, though no one new to Medicare may enroll in Plan F any longer.
Below are the most popular Medicare Supplement plans in Virginia and the benefits they offer.
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The 5 Popular Medicare Supplement Plans in Virginia are:
- Medicare Plan G
- Medicare Plan N
- Medicare Plan F*
- High-Deductible Plan G
- High-deductible Plan F*
*Medicare Plan F is no longer available to people eligible for Medicare on January 1st of 2020 or later
Medicare Supplement Plan G in Virginia
People new to Medicare aren’t able to enroll in Medicare Plan F any longer, making Medicare Plan G in Virginia a favorite among people who are eligible for Medicare.
Anyone enrolled in Medigap Plan F prior to January 1st of 2020 may keep the plan, however many are switching over to Medicare Plan G due to its outstanding savings and coverage.
Medicare Plan G is now the most popular Medigap plan. For anyone new to Medicare, this is the most comprehensive Medicare Supplement plan available in 2024.
If you currently have Medigap Plan F in Virginia then feel free to check Plan G rates in your area with our free quote engine on this site. There are likely huge savings by switching to Plan G!
Medicare Plan F vs Plan G
The only difference between the two plans is on Plan G you pay the annual Medicare Part B deductible yourself. Whereas, with Plan F the plan pays it for you.
In almost every case the difference in monthly premiums from Plan F to Plan G is far greater than this deductible, meaning you can save money with Plan G.
Save Money on Plan G in Virginia
The extra premiums for Medicare Plan F are often far higher than the deductible itself, so in almost all cases, you can save money with Medicare Plan G in Virginia.
Medicare Supplement Plan G pays for 100% of the gaps in Medicare except for the Medicare Part B annual deductible. In 2023 this deductible was $226 and should be close to this in 2024.
Medicare Plan G Rates in Virginia for 2024
In Virginia Medicare Plan G’s monthly cost ranges from as low as $69 to well over $300 per month.
These rates are determined by several factors, such as:
- Age
- Tobacco use
- Zip code
- Gender
- Household discounts (if applicable, vary by company)
Medicare Supplement Plan N in Virginia
Medicare Supplement Plan N is also very popular in Virginia due to lower premiums than Medicare Plan G. Sometimes the monthly rates for Medicare Plan N are up to $30/month less. The reason is, with Plan N you might see some additional small expenses.
Medicare Plan N is just like Plan G when it comes to paying the annual Medicare Part B deductible each year. On Plan N, after that:
- Up to a $20 co-pay for doctor’s visits (telehealth visits don’t apply)
- A $50 co-pay if you visit the emergency room and you’re not admitted (Urgent care visits don’t apply)
- Part B excess charges not covered – Very Rare
Medicare Plan N Rates in Virginia
Using our FREE quote engine you can check the rates and compare the cost between Medicare Plan G and N to see how much you can save.
Medicare Supplement Plans in Virginia 2024
The benefits and plan letters of Medicare supplement plans in Virginia for 2024 aren’t changing, but there most likely are lower rates than you’re paying now if you check other companies. Our website can show you these rates in just minutes.
Anyone who’s been on a Medicare Supplement insurance company in Virginia for 2 years or more is likely overpaying for coverage, and we can help.
Also, we watch the rates each year for you so you don’t have to! And our service is entirely FREE.
Medicare Supplement Plans in VA
When it comes down to it, the “best” Medicare supplement plan is the one that you’re comfortable with in terms of benefits and monthly premium.
Medicare Plan G – One low deductible, then 100% coverage. Higher premiums than Plan N
Medicare Plan N – Lower monthly premiums, small out-of-pocket costs such as co-pays, and possibly Medicare Part B excess charges (rare though)
The difference in monthly premiums between Medicare Plan N and G in Virginia can often be up to $30 per month! For people who are healthy but still want great coverage, Medicare Plan N is a great option.
By using our website you can check the cost between Plan G and Plan N in your area to see how much you can save.
Companies Offering Medicare Supplement Plans in Virginia
There are several companies in Virginia offering Medigap plans. The most important thing to keep in mind is that they all offer the same plans, with the exact same benefits. Their monthly rates for these plans are all different though.
And, each company has rate increases every year.
We make it easy as we shop all the top companies to make sure you’re not overpaying on your Medicare supplement insurance, and we do this every year for our clients for FREE.
How to Enroll
The easiest way to enroll in a Medicare supplement plan in Virginia is to just give us a call at 1-888-891-0229. Our experienced, licensed agents can answer all of your questions and find you the best Medigap plan and company, for the lowest cost.
We’ll help you every year to make sure you’re in the right spot with all of your Medicare Coverage. Or click below to get started.
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Russell Noga is the CEO and Medicare editor of Medisupps.com. His 15 years of experience in the Medicare insurance market includes being a licensed Medicare insurance broker in all 50 states. He is frequently featured as a featured as a keynote Medicare event speaker, has authored hundreds of Medicare content pages, and hosts the very popular Medisupps.com Medicare Youtube channel. His expertise includes Medicare, Medigap insurance, Medicare Advantage plans, and Medicare Part D.