Medicare Supplement Plans in Virginia 2023

Compare affordable Medicare Plans

Medicare Supplement plans in Virginia (Medigap) offer great coverage to people on Medicare and work right alongside Medicare Part A and B.

There are currently over 440,000 people enrolled in Medicare in Virginia and many of these people also have a Medicare Supplement plan to help cover expenses for them. 

The two most popular plans in Virginia are Medicare Supplement Plan F and Plan G, though no one new to Medicare may enroll in a Plan F any longer.

Below are the most popular Medicare Supplement plans in Virginia and the benefits they offer.

 

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Medicare supplement rates

 

The 5 Popular Medicare Supplement Plans in Virginia are:

  • Medicare Plan G
  • Medicare Plan N
  • Medicare Plan F*
  • High-Deductible Plan G
  • High-deductible Plan F*

*Medicare Plan F is no longer available to people eligible for Medicare on January 1st of 2020 or later

 

Medicare supplement plans

 

Medicare Supplement Plan G in Virginia

People new to Medicare aren’t able to enroll in Medicare Plan F any longer, making Medicare Plan G in Virginia a favorite among people who are eligible for Medicare.

Anyone enrolled in Medigap Plan F prior to January 1st of 2020 may keep the plan, however many are switching over to Medicare Plan G due to its outstanding savings and coverage.

Medicare Plan G is now the most popular Medigap plan for people new to Medicare, because of its great coverage and relatively low monthly premiums.

 

Medicare Plan F vs G

 

If you currently have Medigap Plan F in Virginia then feel free to check Plan G rates in your area with our free quote engine on this site. There are likely huge savings by switching to Plan G!

 

Medicare Plan F vs Plan G

The only difference between the two plans is on Plan G you pay the annual Medicare Part B deductible yourself. Whereas, with Plan F the plan pays it for you. 

In almost every case the difference in monthly premiums from Plan F to Plan G is far greater than this deductible, meaning you can save money with Plan G.

 

Save Money on Plan G in Virginia

The extra premiums for Medicare Plan F are often far higher than the deductible itself, so in almost all cases you can save money with Medicare Plan G in Virginia.

Medicare Supplement Plan G pays for 100% of the gaps in Medicare except for the Medicare Part B annual deductible. In 2022 this deductible was $2022 and should be close to this in 2023.

 

 

Medicare Plan G

 

 

Medicare Plan G Rates in Virginia for 2023

In Virginia Medicare Plan G monthly cost ranges from as low as $69 to well over $300 per month. 

These rates are determined by several factors, such as:

  • Age
  • Tobacco use
  • Zip code
  • Gender
  • Household discounts (if applicable, vary by company)

 

Medicare supplement quotes

Medicare Supplement Plan N in Virginia

 

Medicare Supplement Plan N is also very popular in Virginia due to lower premiums than Medicare Plan G. Sometimes the monthly rates for Medicare Plan N are up to $30/month less. The reason is, with Plan N you might see some additional small expenses.

Medicare Plan N is just like Plan G when it comes to paying the annual Medicare Part B deductible each year. On Plan N, after that:

 

  • Up to a $20 co-pay for doctor’s visits (telehealth visits don’t apply)
  • A $50 co-pay if you visit the emergency room and you’re not admitted (Urgent care visits don’t apply)
  • Part B excess charges not covered – Very Rare

 

 

Medicare Plan N

 

 

Medicare Plan N Rates in Virginia

 

Using our FREE quote engine you can check the rates and compare the cost between Medicare Plan G and N to see how much you can save.

 

 

Medicare Plan N Rates

 

 

Medicare Supplement Plans in Virginia 2023

The benefits and plan letters of Medicare supplement plans in Virginia for 2023 aren’t changing, but there most likely are lower rates than you’re paying now if you check other companies. Our website can show you these rates in just minutes.

Anyone who’s been on a Medicare Supplement insurance company in Virginia for 2 years or more is likely overpaying for coverage, and we can help.

Also, we watch the rates each year for you so you don’t have to! And our service is entirely FREE.

 

Best Medicare Supplement Plans in VA

When it comes down to it, the “best” Medicare supplement plan is the one that you’re comfortable with in terms of benefits and monthly premium.

 

Medicare Plan N vs G

 

Medicare Plan G – One low deductible, then 100% coverage. Higher premiums than Plan N

Medicare Plan N – Lower monthly premiums, small out-of-pocket costs such as co-pays, and possibly Medicare Part B excess charges (rare though)

 

The difference in monthly premiums between Medicare Plan N and G in Virginia can often be up to $30 per month! For people who are healthy but still want great coverage, Medicare Plan N is a great option.

By using our website you can check the cost between Plan G and Plan N in your area to see how much you can save.

 

Companies Offering Medicare Supplement Plans in Virginia

There are several companies in Virginia offering Medigap plans. The most important thing to keep in mind is that they all offer the same plans, with the exact same benefits. Their monthly rates for these plans are all different though.

And, each company has rate increases every year.

We make it easy as we shop all the top companies to make sure you’re not overpaying on your Medicare supplement insurance, and we do this every year for our clients for FREE.

 

 

The Top Medicare Supplement companies in Virginia are:

  • Mutual of Omaha
  • Aetna,
  • Cigna
  • Humana
  • United Healthcare
  • BCBS

 

How to Enroll

The easiest way to enroll in a Medicare supplement plan in Virginia is to just give us a call at 1-888-891-0229. Our experienced, licensed agents can answer all of your questions and find you the best Medigap plan and company, for the lowest cost.

We’ll help you every year to make sure you’re in the right spot with all of your Medicare Coverage. Or click below to get started.

 

 

Medicare supplement quotes

 

 

 

 

 

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