Medigap plans in Georgia (Medicare Supplement plans) provide outstanding coverage for people on Medicare. These plans help pay the gaps in Medicare Part A and B, which are expenses that you’re required to pay out-of-pocket.
There are currently over 400,000 people enrolled in Medicare in Georgia, and many choose a Medigap plan to help pay their Medicare bills.
The two most popular plans in Georgia are Medicare Supplement Plan F and Plan G.
Below are the most popular Medicare Supplement plans in Georgia and the benefits they offer.
The 5 Popular Medigap Plans in Georgia are:
- Medicare Plan G
- Medicare Plan N
- Medicare Plan F*
- High-Deductible Plan G
- High-deductible Plan F*
*Medicare Plan F is no longer available to people eligible for Medicare on January 1st of 2020 or later
Medigap Plan G in Georgia
Anyone in Georgia new to Medicare has the choice to enroll in any Medicare Supplement plan except Medigap Plan F. Plan F is no longer available to anyone enrolled in Medicare on January 1st, 2020, and later.
Those who had Plan F prior to this date were allowed to keep it, however many of these people can save money by switching to Medicare Plan G.
Medigap Plan G is now the most popular Medigap plan for people new to Medicare, because of its great coverage and relatively low monthly premiums.
If you currently have Medigap Plan F in Georgia then feel free to check Plan G rates in your area with our free quote engine on this site. There are likely huge savings by switching to Plan G!
Medigap Plan F vs Plan G
The only difference between the two plans is on Plan G you pay the annual Medicare Part B deductible yourself. Whereas, with Plan F the plan pays it for you.
In almost every case the difference in monthly premiums from Plan F to Plan G is far greater than this deductible, meaning you can save money with Plan G.
Save Money on Medigap Plan G in Georgia
The extra premiums for Medicare Plan F are often far higher than the deductible itself, so in almost all cases you can save money with Medigap Plan G in Georgia.
Medicare Supplement Plan G pays for 100% of the gaps in Medicare except for the Medicare Part B annual deductible. In 2022 this deductible was $2022 and should be close to this in 2023.
Medigap Plan G Rates in Georgia for 2023
In Georgia Medicare Plan G premiums range from as low as $80 to well over $300 per month.
These rates are determined by several factors, such as:
- Tobacco use
- Zip code
- Household discounts (if applicable, vary by company)
Medigap Plan N in Georgia
Medigap Plan N is also very popular in Georgia, especially in today’s economy. This plan has much lower premiums than Medicare Plan G, often up to $30/month less. This is because you might have some additional expenses on Plan N.
Medicare Plan N is very similar to Plan G in which you pay the Medicare Part B deductible each year. On Plan N, after that:
- Up to a $20 co-pay for doctor’s visits (telehealth visits don’t apply)
- A $50 co-pay if you visit the emergency room and you’re not admitted (Urgent care visits don’t apply)
- Part B excess charges not covered – Very Rare
Medigap Plan N Rates in Georgia
Using our FREE quote engine you can check the rates and compare the cost between Medicare Plan G and N to see how much you can save.
Medigap Plans in Georgia 2023
Georgia Medigap plans in 2023 aren’t changing, though there likely are lower rates than you’re paying now if you check other companies. Our website can show you.
If you’ve been with the same Medicare Supplement insurance company in Georgia for 2 years or more you could be overpaying. In just a few simple steps you can see how much you can save.
Also, we watch the rates each year for you so you don’t have to! And our service is entirely FREE.
Best Medigap Plans in GA
When it comes down to it, the “best” Medicare supplement plan is the one that you’re comfortable with in terms of benefits and monthly premium.
Medigap Plan G – One low deductible, then 100% coverage. Higher premiums than Plan N
Medigap Plan N – Lower monthly premiums, small out-of-pocket costs such as co-pays, and possibly Medicare Part B excess charges (rare though)
The difference in monthly premiums between Medigap Plan N and G in Georgia can often be up to $30 per month! For people who are healthy but still want great coverage, Medicare Plan N is a great option.
By using our website you can check the cost between Plan G and Plan N in your area to see how much you can save.
Companies Offering Medigap Plans in Georgia
There are several companies in Georgia offering Medigap plans. The most important thing to keep in mind is that they all offer the same plans, with the exact same benefits. Their monthly rates for these plans are all different though.
And, each company has rate increases every year.
We make it easy as we shop for all the top companies to make sure you’re not overpaying on your Medicare supplement insurance, and we do this every year for our clients for FREE.
Top Medigap companies in Georgia are:
- Mutual of Omaha
- United Healthcare
How to Enroll
The easiest way to enroll in a Medigap plan in Georgia is to just give us a call at 1-888-891-0229. Our experienced, licensed agents can answer all of your questions and find you the best Medigap plan and company, for the lowest cost.
We’ll help you every year to make sure you’re in the right spot with all of your Medicare Coverage. Or click below to get started.