Plan G is one of the premier Medicare supplement plans. It covers so much that most people don’t need any further coverage once they have attached it onto their existing Medicare Original Plan. You too can enjoy that comforting, nearly complete coverage if you fill out a Mutual of Omaha Plan G and apply Online.
It’s so simple to apply. Once you have completed the form, the insurance provider will decide whether to approve you or not. If you are applying during open enrollment, which is the best time to apply, then you are guaranteed approval for the plan you want. You can get it from whatever provider you like and you will get the lowest possible price. This great rate is yours to enjoy because your preexisting medical conditions cannot be used to increase rates for you. There are a few exceptions, but in general, your current medical conditions won’t play a role in how high your premiums are.
Plan G’s Coverage
So why should you sign up for Plan G and not something with more coverage or something that’s bit cheaper? Well, maybe one of the other plans will be right for you, but we are going to examine Plan G for now, and we recommend this plan to anyone who has a lot of medical expenses they are paying right now.
Plan G is known for its value. It comes with coverage for most of your common expenses as well as a few less common ones that can be quite expensive. All that is combined in a package that is usually priced reasonably. You can probably tell why people are lining up to get this plan and why it has become the most popular supplement plan on the market today.
Let’s examine that coverage so that you can see for yourself just how much it takes care of for you. We’ll start with the most common expenses that everyone needs to be covered for. That’s the hospice care, which you may already know Medicare to cover a bit. However, that coverage runs out after a while, and that’s when the supplemental coverage steps in, covering you for another 365 days of this essential healthcare item.
You also get covered for those pesky expenses that Medicare leaves you to pay every time you visit the hospital or doctor’s office. That would be the Medicare Part A coinsurance and Part B coinsurance, as well as the Part A deductible. The Part B deductible is not covered by this plan, but it will only cost you $183 out of pocket.
You can also be covered for foreign travel exchange as well as for nursing care coinsurance. Also, covered under Plan G are the Medicare Part B excess charges. That’s an expense that won’t be charged often, but if you complete the Mutual of Omaha Plan G and apply online and are approved, you won’t need to worry about this often-unexpected charge bothering you again. Finally, Plan G also covers you for three pints of blood more than what you get with the Medicare Original plans.
Mutual of Omaha’s Plan G
Mutual of Omaha’s Plan G is the same as everyone else’s. There is no difference in coverage, but the price is different. That’s important to keep in mind as you look at what Mutual of Omaha is offering and compare it to other insurance companies. Don’t be worried that you will get different coverage from one provider to the next. That’s not how Medicare supplement plans work.
Medicare regulates all the supplement plans that Mutual of Omaha and all its competitors sell. It ensures that they are all selling the same coverage, though they can pick and choose which of the plans they want to offer their customers. You may not find the same selection of plans at Mutual of Omaha as you would at another insurance company, but you will always get the same coverage on the same plans.
So, that means that Plan G won’t be different no matter where you buy it from. The only thing different about it will be how much it costs. Mutual of Omaha’s premiums on the plans may be less or more than other companies’, and it is worth your while to compare the prices to get the best one.
You may not find price the only differentiating factor, however. You might like Mutual of Omaha’s sterling reputation and well-regarded customer service. If that’s the case, then you may want to choose them over other, cheaper companies, if the prices are very close.
Is Plan G the Best Option for You?
You should understand what your choices are. Plan G is a great plan with lots of value for those who need it, but only for those who need it. If you have few medical expenses to pay out of your own pockets, then you don’t need all the coverage this plan comes with. You would do better with a lower coverage plan or something other than the high coverage provided by Medicare Supplement Plan G.
Make sure you choose the plan that fits you best and don’t just go with what most people are picking to cover their medical expenses. You don’t want to waste your money on coverage you can’t use or find yourself a little short when it comes to medical coverage because you didn’t consider your other options.
It’s a good idea to examine plans F and N as well, since they have coverage that’s very similar. Many people find that Plan G isn’t quite as good as one of these other plans for them, once they start comparing the coverage and the costs.
Whatever you choose, you can sign up for the plan very easily, if you fill out a Mutual of Omaha Plan G and apply online right here and get full access to all the coverage this plan offers. It’s the simplest way to get that essential medical coverage and to enjoy the best rates that Mutual of Omaha has to offer.