While most every insurance company offers the same basic Medicare supplement plans, not all of them can back up those plans with stable foundations and some great resources and perks for their policyholders. That’s what Mutual of Omaha offers, and it that’s why many Medicare subscribers are going to be looking into the Mutual of Omaha Medigap Plan F for 2016.
But why plan F? What is it about this plan that makes it so appealing to Medicare subscribers? After all, it is purchased more than any other Medicare supplement plan.
The reason behind this is that it is a full-coverage plan. It comes with more coverage than any other supplement plan is able to offer, and that makes it instantly appealing to people who want to consolidate their medical bills and ensure that their insurance premiums cover the majority of their medical expenses.
What Plan F does specifically is cover more blood, more coinsurance, all nursing care, all co-payments, all part B excess charges, all Medicare parts A and B deductibles and most of the cost of foreign medical emergency services (after a deductible). Other supplement plans can’t quite match that coverage, making Plan F the clear choice for people who have a lot of medical needs.
But you should not take that to say that Plan F is for everybody. It is suited for people who visit the hospital regularly, who require constant medical care and who have serious conditions that require expensive treatments. You will likely need to talk to both your physician and your insurance agent to get a good idea of whether Plan F is suited to you.
And the coverage on this plan won’t be altered in any way until at least 2017. So you may want to look into the Mutual of Omaha Medigap Plan F for 2016 right away. It could be saving you money as soon as you sign up for it. But be careful not to rush into it, as you don’t want to end up wasting your money.
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