Mutual of Omaha Medicare Supplement


mutual of omaha medicare supplement


If you’re looking for the biggest name is Medicare supplement insurance then look no further than Mutual of Omaha!

They’ve been offering Medigap plans since Medicare began back in the 60’s, with very competitive premiums and generous household discounts.

The question is, are they the best company for you at this time?


Medicare Supplement Plans

Russell Noga

Well, my goal is to always match up people like yourself with the perfect company, plan letter, and premium that we can find.

However, Medicare supplement insurance is a moving target.

What do I mean by that?

Well, each company has identical coverage, but they all charge different premiums for it. Then, they have rate increases each year!

One year your premiums could be the lowest with a particular company, and the next year there could be several other better options.

That’s why we watch the rates each year for our clients!

But chances are a Mutual of Omaha Medicare Supplement is a great option for your Medicare supplement insurance.

Mutual of Omaha Supplement Plan G will definitely be one of the most popular Medigap plans that people enroll in for 2021. 

Plan G offers:

  • 100% coverage of the gaps in Medicare Part A & B after one deductible
  • No Network
  • See any doctor, specialist, or hospital that accepts Medicare
  • One small deductible then all Medicare-approved expenses are paid


Click below to learn more!


Mutual of Omaha Medicare Supplement Plans


Mutual of Omaha Medicare Supplemental Insurance 2018There’s no question about it though, after 11 years in business, we have more clients with Mutual of Omaha than any other company.

And for good reason!

They offer highly competitive premiums in most areas for all the Medicare supplement plans offered, as well as great household discounts.

And their customer service is literally the best out of any insurance company we deal with!

Mutual of Omaha is privately held and is based out of Omaha, Nebraska.

The company started back in 1909 and has grown over the years to include a number of subsidiaries.

Some other divisions of Mutual of Omaha are:

  • United World Life Insurance Company
  •  Omaha Insurance company
  • United of Omaha
  • Mutual of Omaha

The company continues to expand and offer a variety of medical insurance plans and other investment and coverage options for seniors.

They offer coverage such as:

  • Medigap insurance
  • Long term care policies
  • Final Expense
  • Medicare Part D drug plans


Mutual of Omaha Plan G


By far for 2020 and 2021 the most popular Medicare supplement plan with Mutual of Omaha will be their Plan G. For a relatively low monthly premium Plan G offers some of the most comprehensive coverage with very little out of pocket expenses.

Mutual of Omaha Plan G is almost always competitively priced in most states and with their household discount of up to 12%, you can save even more.

Pay just one small deductible with Plan G (Medicare Part B annual deductible) and afterward enjoy 100% coverage of all Medicare-approved expenses for the rest of the year!

It’s no wonder so many Seniors are enrolling in Mutual of Omaha Plan G. In fact we more clients on that Plan than any other!

Omaha Insurance Company Plan G


omaha insurance company

Depending on what state you live in your might see a subsidiary company of Mutual of Omaha offering Medicare supplement plans there. Don’t be alarmed they are all still Mutual of Omaha.

One company that is available in many states is Omaha insurance company and their Plan G is quite popular as you might imagine.

Again rest assured this is a Mutual of Omaha Plan G at the core with just a different division’s name on your card.


Click below to learn more!

Mutual of Omaha Medicare Supplement 


A Mutual of Omaha Medicare supplement is a great choice to help pay expenses in Medicare that you are responsible for. This includes 20% of your medical bills.

While there are several different companies available and of course, Mutual of Omaha is one of the most well-known companies in the business, you still need to get quotes from all the top carriers to be sure you don’t overpay each year.

In this article, i’ll discuss all the popular Medigap plans as well as their coverage. Most people now are enrolling in either Medicare Plan G or Plan N, so I’ll spend a good deal of time explaining those.


Mutual of omaha medicare supplement plans 2019


Mutual of Omaha Medicare Supplement Plans


Medicare Supplements are not designed as standalone plans. The help pay the gaps, or expenses, in original Medicare that you are responsible for paying.

Medicare Supplement PlansOriginal Medicare consists of a few different parts. They are Medicare Part A and Part B.

Medicare Part A covers hospital, and Part B covers doctor’s services. Then you have a Part D drug plan.

Well Part A and B have various items that simply are not covered that you have to pay.

These are:

  • Deductibles in Part A and B
  • Co-insurance (Part A stays in the hospital, and 20% of your Part B Medical bills)
  • Any co-pays that might come up

These leftover expenses create gaps in coverage, which is where the term “Medigap” comes in. These plans help pay those gaps.

There are 10 different Supplement plans, and we are going to look at some of the most popular ones. They’re the ones that offer the best value and the ones that most people tend to sign up for. 

In fact there are more than a few plan letters that you would never sign up for.

Mutual of Omaha doesn’t offer all 10 plans, but they don’t need to! 

We’ll be looking at the best plans which are:

  • Medicare Plan G
  • Medicare Plan N
  • Medicare Plan F


medicare supplement plans



Mutual of Omaha Medicare supplement Plan G


Medicare Plan G from Mutual of Omaha is absolutely their most popular plan.

Many people love the benefits of Plan G with just one small deductible, then 100% coverage.

For a relatively low premium each month, you can budget easily with Mutual of Omaha’s Plan G knowing exactly what your medical expenses will be.

This is because of all the “gaps” you’re required to pay in Medicare Part A and B when you use your coverage, on Plan G you only have to pay one of them. And it’s the smallest one!

With Plan G you simply need to pay the annual Part B deductible each year. Then Medicare Part BMedicare and the plan pick up 100% of your medical bills for the rest of the year.

Before Medicare Part B pays any of your medical bills, you’re required to pay the annual deductible. In 2020 this amount is $198.


Mutual of Omaha  Medicare Supplement Plan G Benefits


There are many Mutual of Omaha Plan G benefits and of course, these apply to Medicare Plan G from any company. But with Mutual of Omaha’s generous household discount offered in many states, combined with competitive premiums for both single people and couples, they are a great option for people looking for Medicare supplement plans in 2021.

Benefits include:

  • No Network!
  • Visit any doctor, specialist, or hospital that accepts Medicare
  • Pay just one small deductible, then get 100% coverage

If you have a Plan G, then aside from paying your monthly premium the annual Medicare Part B deductible is your only out-of-pocket expense!

And, depending on which state you’re in you could qualify for up to a 12% household discount with Mutual.


Still Have Plan F?


Plan G is very similar to Plan F with the exception of who pays that Part B deductible. This is the only difference, aside from the much higher premiums you’ll pay to keep your Plan F. That along with higher rate increases each year.


  • Part B deductible amount in 2020 – $198
  • Average amount of higher annual premiums to keep Plan F – $450


This means you’re giving away a few hundred extra dollars per year…for nothing!

Click below to see how much you can save with Mutual of Omaha Plan G!




Mutual of Omaha Medicare Supplement Plan N


Rising quickly in popularity is mutual of Omaha Medicare supplement plan N.

Medicare Plan NThis is because plan N has lower premiums each month than plan G, in exchange for some lower benefits.

For people who are extremely healthy but want great coverage with no network, Medicare plan N is definitely the way to go.

That on plan N you still pay the annual part B deductible as you do with plan G.

After that, you could have some additional expenses though.

These include things like:

  • The $20.00 co-pay per doctor’s visit
  • The $50.00 co-pay if you visit the ER and you’re not admitted
  • Does not cover part B excess charges

Feel free to use our quote engine to the right to get free online quotes were rates will display including the rates for both plan G and plan N.

This will allow you to see the difference in premiums and which one might be best for your budget.

Even easier is to call us at 1-888-891-0229 and we’ll help you decide if Plan N is a better option for you than Plan G, based on your own personal situation.

Remember if you’re just turning 65 or older and enrolling in Medicare Part B for the first time, your best two options for Mutual of Omaha Medicare supplement plans will likely be Plan G or Plan N.




Click Below to Learn About Plan N!


Mutual of Omaha Medicare Supplement Plan F  


Medicare Supplement Plan fPlan F was the most popular Medigap plan for years due to its high coverage. This plan covers 100% of the gaps in Medicare.

Compared to Plan G it really only does one thing differently: It pays the Part B deductible ($198 in 2020), with your money. 

And it costs extra money on top of that, for them to do it.

The plan is actually not even offered anymore to anyone new to Medicare on or after January 1st, 2020.

This is because it simply became too expensive.

You may still enroll in a Plan F if you were eligible for Medicare prior to January 1st of 2020. I would highly advise against this!


Which is Better Medicare Plan F vs G


Why give away hard-earned money simply so the insurance carrier can write a check, with your money and charge you extra to do it?

That’s all that’s happening with Plan F. If you still have Plan F you are likely paying an extra $500 per year on average over Plan G, simply to get a $198 benefit.

Medicare Supplement Plans


If I told you I would pay you $300 to pay one bill online that took 5 minutes, would you take me up on my offer?

Of course, you would…Easy money!

So why would you waste that money by keeping Plan F?

Often people tell me “But Russell, I don’t want to get rid of it because I GOT to keep it!”

Well, all you got to keep was an overpriced plan that’s going to keep having large rate increases each year.



Mutual of Omaha Medigap Enrollment


You can enroll in a Mutual of Omaha Medicare supplement plan at various times throughout the year, depending on what coverage you currently have.


Turning 65 or Just Enrolling in Part B?

Once you turn 65 or enroll in Part B at any age, you will be eligible to enroll in any Medicare Supplement plan from any provider you choose. You’ll have a 6-month Medigap open enrollment period to do so.

You can apply even before your 6-month Open Enrollment Period, which begins the day you turn 65 and lasts for six months.

Medicare open enrollment period


Open Enrollment means you can apply and be guaranteed the plan of your choice with no medical underwriting. You may still apply after this period, however, you’ll have to answer medical questions and qualify.

During the period, however, your pre-existing medical conditions will not factor into the price, and you get the best rate possible during this period.

With most companies, you will get a 1-year lock-in with your rate, and then likely get a rate increase each anniversary of your policy.

We shop for those rates every year for you, so you don’t have to worry. We’ll keep you in the lowest premium that you qualify for each year!


Mutual of omaha medicare supplement plans 2019



Currently Have a Medigap Plan?


If you already have a Medigap plan and you’d like to switch to a Mutual of Omaha Medicare supplement plan, then we can apply to change you over at any time during the year.

Most people think they have to wait until the annual enrollment period each October 15th to change supplement plans, and this is not true.

So if you recently got a rate increase then by all means call us today at 1-888-891-0229, there’s no need to be paying a higher premium if we can switch you today!


Leaving your Medicare Advantage Plan?


If you have an Advantage plan and you’d like to enroll in a Medigap plan, and then in most cases, you will have to wait until the annual election period which begins on October 15th and lasts through December 7th. 

During this time we can help you apply for a Mutual of Omaha Medigap Plan (or any company), as well as help you with a Part D drug plan. 

Once the new Medigap policy is approved you can disenroll from your advantage plan and all the new coverage will begin on January 1st of the following year.

Mutual of Omaha offers highly competitive premiums and that great household discount. Now it’s time to see what’s available in your area!

The easiest way to enroll in a Mutual of Omaha Medicare supplement is to click one of the “Apply” buttons up above, or give us a call direct today at  1-888-891-0229!


Medicare Supplement Plans

Medicare Supplement Plans

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