Medigap plans in Pennsylvania (Medigap) help people on Medicare to cover various expenses that both Medicare Part A and B don’t cover. These are items such as deductibles, coinsurance, and co-payments that you are required to pay for doctor and hospital services.
The Best Medigap Plans in Pennsylvania are:
- Medigap Plan G
- Medigap Plan N
- Medigap Plan F*
- High-Deductible Plan G
* Only people who were enrolled in Medicare Part A prior to January 1st, 2020 may enroll in Plan F
Medigap Plan G in Pennsylvania
For people new to Medicare, Medigap Plan G is now the most popular plan providing amazing coverage. You’ll get 100% coverage of medical expenses after you pay just one small deductible.
This is the annual Medicare Part B deductible and was $233 in 2022. It’s expected to even go down slightly in 2023.
Medicare Supplement Plan N in Pennsylvania
Medigap Plan N is becoming more and more popular in Pennsylvania and has lower monthly premiums than Plan G. In exchange for lower premiums, you have the possibility of having to pay some small out-of-pocket costs.
Those costs are items such as:
- Up to a $20 co-pay for doctor’s visits (telehealth visits don’t apply)
- A $50 co-pay if you visit the emergency room and you’re not admitted (Urgent care visits don’t apply)
- Part B excess charges not covered – These are extremely rare
Medigap Plans in Pennsylvania for 2023
There are no changes to Medigap Plans and benefits in 2023 and there will still be 12 different Medigap plans offered.
One important fact is that Medicare supplement plans are standardized. This means the benefits of each plan letter are identical regardless of which insurance company offers the plan. Their rates however are all entirely different!
Using our website you can check the rates for FREE and see if you’re currently paying too much.
Medigap Plans Pennsylvania
The best Medicare supplement plan is the one that fits your needs in terms of coverage and budget. Your best plan may differ from someone else. The good news is there are great options for everyone.
Medigap Plan G has fantastic coverage with only one small deductible to pay each year.
Medigap Plan N has lower premiums than Plan G, and for people who don’t mind small co-pays it’s a great way to budget but still have amazing coverage.
By clicking one of the orange buttons on this page, you’ll easily be able to compare the cost of Plan G and N in your area.
Insurance Companies offering Medigap plans in Pennsylvania
While many different insurance companies offer Medigap plans in PA, they all have the same coverage within each plan letter. As mentioned, their monthly rates are all different for the exact same coverage.
And, each company has rate increases every year.
We make it easy as we shop for all the top companies to make sure you’re not overpaying on your Medicare supplement insurance, and we do this every year for our clients for FREE.
Popular Medigap companies in Pennsylvania are:
- Mutual of Omaha
- Aetna
- Cigna
- Humana
- United Healthcare
How to Enroll
The easiest way to enroll in a Medigap plan in Pennsylvania is to just give us a call at 1-888-891-0229. Our experienced, licensed agents can answer all of your questions and find you the best Medigap plan and company, for the lowest cost.
We’ll help you every year to make sure you’re in the right spot with all of your Medicare Coverage. Or click below to get started.
