If you’re on Medicare in Oregon there are a lot of different options when it comes to Medicare plans.
In fact. there are almost 900,000 people in Oregon enrolled in Medicare, and many of those people choose to enroll in a Medigap plan.
Medigap plans in Oregon help pay the gaps, or expenses, that Medicare Part A and Part B do not cover.
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The 5 Best Medigap Plans in Oregon are:
- Medigap Plan G
- Medigap Plan N
- Medigap Plan F*
- High-Deductible Plan G
- High-deductible Plan F*
*Medicare Plan F is no longer available to people eligible for Medicare on January 1st of 2020 or later
Medigap Plan G in Oregon
For years Medicare Supplement plan F was the most popular plan available in Oregon.
Anyone enrolled in Medicare prior to January 1st of 2020 may keep their Medigap plan F, however, if you are new to Medicare you may not enroll in the plan.
This makes Medigap plan G the most popular plan for people new to Medicare, and it has great coverage as well as low premiums.
If you are still enrolled in Plan F then it’s a good idea that you enter your zip code into our website so you can check the rates for Medicare supplement plan G. There is likely going to be a huge saving for you.
Medigap Plan F vs Plan G
The main difference between the two plans is that with plan G you pay the annual Medicare part B deductible yourself.
Plan F pays this for you, however, the premiums for plan F are more than the deductible in just about every case.
Save Money on Plan G in Oregon
The extra premiums for Medicare Plan F are often far higher than the deductible itself, so in almost all cases you can save money with Medigap Plan G in Oregon.
Medicare Supplement Plan G pays for 100% of the gaps in Medicare except for the Medicare Part B annual deductible. In 2022 this deductible was $2022 and should be close to this in 2023.
Medigap Plan G Rates in Oregon for 2023
In Oregon Medigap Plan G’s monthly cost ranges from as low as $85 to well over $300 per month.
These rates are determined by several factors, such as:
- Tobacco use
- Zip code
- Household discounts (if applicable, vary by company)
Medigap Plan N in Oregon
Medigap Plan N is also very popular in Oregon due to lower premiums than Medicare Plan G. Sometimes the monthly rates for Medigap Plan N are up to $30/month less. The reason is, with Plan N you might see some additional small expenses.
Medigap Plan N is just like Plan G when it comes to paying the annual Medicare Part B deductible each year. On Plan N, after that:
- Up to a $20 co-pay for doctor’s visits (telehealth visits don’t apply)
- A $50 co-pay if you visit the emergency room and you’re not admitted (Urgent care visits don’t apply)
- Part B excess charges not covered – Very Rare
Medigap Plan N Rates in Oregon
Using our FREE quote engine you can check the rates and compare the cost between Medicare Plan G and N to see how much you can save.
Medigap Plans in Oregon 2023
Medicare supplement plans in Oregon for 2023 are not changing, nor are the benefits.
Enter your zip code below and you can see the rates from the top companies for the more popular plan you are paying too much.
Also, we watch the rates each year for you so you don’t have to! And our service is entirely FREE.
Best Medicare Supplement Plans in OR
When it comes down to it, the “best” Medicare supplement plan is the one that you’re comfortable with in terms of benefits and monthly premium.
Medigap Plan G – One low deductible, then 100% coverage. Higher premiums than Plan N
Medigap Plan N – Lower monthly premiums, small out-of-pocket costs such as co-pays, and possibly Medicare Part B excess charges (rare though)
In this economy, every dollar counts, and the difference between the rate for Medicare plan N and plan G could be up to $30.00 difference per month.
That’s why it is a great idea to check the rates now using our website, or just give it a call today and see how much you can save.
Companies Offering Medigap Plans in Oregon
There are many different companies in Oregon that offer Medicare supplement plans.
The most important thing to remember is that they all have different rates for exactly the same coverage. We make it easy to shop for different plans and rates online, and we have a rate analysis every year for our clients to make sure you’re always paying the least amount possible.
The Top Medigap companies in Oregon are:
- Mutual of Omaha
- United Healthcare
How to Enroll
The easiest way to enroll in a Medigap plan in Oregon is to just give us a call at 1-888-891-0229. Our experienced, licensed agents can answer all of your questions and find you the best Medigap plan and company, for the lowest cost.
We’ll help you every year to make sure you’re in the right spot with all of your Medicare Coverage. Or click below to get started.