Medigap Plans in New York 2023

Compare affordable Medicare Plans

In 2022 there were almost 500,000 people on Medigap plans in New York due to their fantastic coverage.

The most popular Medigap plans in New York are Medicare plan F and plan G, however Medigap Plan N is also becoming more popular due to its outstanding coverage with lower rates.

Medigap plans in New York were created to help pay the expenses that original Medicare Parts A and B don’t cover. These include various deductibles, copays, and coinsurance that you are responsible to pay.

 

The 5 Popular Medigap Plans in New York are:

  • Medicare Plan G
  • Medicare Plan N
  • Medicare Plan F*
  • High-Deductible Plan G
  • High-deductible Plan F*

*Medicare Plan F is no longer available to people eligible for Medicare on January 1st of 2020 or later

 

Medicare supplement plans

Medigap Plan G in NY

For years Medigap Plan F was the highest-rated and most popular plan in New York. Plan F paid 100% of the gaps in Medicare, leaving you with no medical bills.

Medicare Plan F is no longer available to people new to Medicare, but those enrolled in Medicare prior to January 1st of 2020 may keep their Medigap Plan F if they have it.

Medigap Plan G is now the best plan for anyone new enrolling in Medicare with only one small deductible to pay and then 100% coverage on all Medicare-approved expenses.

 

Medicare Plan F vs G

 

Anyone who is still enrolled in Medigap Plan F may keep the plan, though it’s worth it to check the rates for Plan G using our website to see how much you can save.

 

Medigap Plan F vs Plan G

The only difference between the two plans and who pays the Medicare Part B deductible.

Medigap Plan F pays the deductible for you, however, you have much higher monthly premiums.  Whereas on Medigap Plan G you must pay this deductible yourself. After this is met, you then get 100% coverage of the gaps in Medicare.

 

Save Money on Medigap Plan G in New York

The extra premiums for Medicare Plan F are often far higher than the deductible itself, so in almost all cases you can save money with Medicare Plan G in New York.

Medicare Supplement Plan G pays for 100% of the gaps in Medicare except for the Medicare Part B annual deductible. In 2022 this deductible was $2022 and should be close to this in 2023.

 

 

Medicare Plan G

 

 

Medigap Plan G Rates in New York for 2023

 

New York Medigap rates are determined by several factors, such as:

  • Age
  • Tobacco use
  • Zip code
  • Gender
  • Household discounts (if applicable, vary by company)

 

Medicare supplement quotes

Medigap Plan N in New York 

 

Medigap Plan N is also very popular in New York due to lower premiums than Medicare Plan G. Often the cost each month for Medicare Plan N is up to $30/month less. This is due to Plan N having some possible additional expenses to pay.

Medigap Plan N is very similar to Medigap Plan G when it comes to paying the annual Medicare Part B deductible each year. With Medigap Plan N, after that:

 

  • Up to a $20 co-pay for doctor’s visits (telehealth visits don’t apply)
  • A $50 co-pay if you visit the emergency room and you’re not admitted (Urgent care visits don’t apply)
  • Part B excess charges not covered – Very Rare

 

 

Medicare Plan N

 

 

Medigap Plan N Rates in New York

 

Using our FREE quote engine you can check the rates and compare the cost between Medicare Plan G and N to see how much you can save.

 

 

Medicare Plan N Rates

 

 

Medigap Plans in New York 2023

Medigap plans in New York for 2023 are not changing, nor are the benefits.

Enter your zip code below and you can see the rates from the top companies for the more popular plan you are paying too much.

Also, we watch the rates each year for you so you don’t have to! And our service is entirely FREE.

 

Best Medigap Plans in NY

When it comes down to it, the “best” Medicare supplement plan is the one that you’re comfortable with in terms of benefits and monthly premium.

 

Medicare Plan N vs G

 

Medigap Plan G – One low deductible, then 100% coverage. Higher premiums than Plan N

Medigap Plan N – Lower monthly premiums, small out-of-pocket costs such as co-pays, and possibly Medicare Part B excess charges (rare though)

 

Every dollar counts these days, and the difference between the rate for Medicare plan N and plan G could be up to $30.00 difference per month.

That’s why it is a great idea to check the rates now using our website, or just give it a call today and see how much you can save.

 

Companies Offering Medigap Plans in New York

There are many different companies in New York that offer Medicare supplement plans.

The most important thing to remember is that they all have different rates for exactly the same coverage.  We make it easy to shop for different plans and rates online, and we have a rate analysis every year for our clients to make sure you’re always paying the least amount possible.

 

 

The Top Medicare Supplement companies in New York are:

  • Mutual of Omaha
  • Aetna
  • Cigna
  • Humana
  • United Healthcare
  • BCBS

 

How to Enroll

The easiest way to enroll in a Medicare supplement plan in New York is to just give us a call at 1-888-891-0229. Our experienced, licensed agents can answer all of your questions and find you the best Medigap plan and company, for the lowest cost.

We’ll help you every year to make sure you’re in the right spot with all of your Medicare Coverage. Or click below to get started.

 

 

Medicare supplement quotes

 

 

 

 

 

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