Aetna vs Mutual of Omaha Medicare Supplement 2024

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Russell Noga
by Russell Noga | Updated August 14th, 2023

Aetna vs Mutual of Omaha Medicare Supplement Plans

Navigating the world of Medicare Supplement plans can be overwhelming, but fear not! In this blog post, we’ll discuss Aetna vs Mutual of Omaha Medicare Supplement, comparing two leading insurance providers so you can make an informed decision.

We’ll delve into plan options, pricing, prescription drug coverage, financial strength, and more to help you choose the best fit for your healthcare needs. Ready to become a Medicare Supplement pro? Let’s get started.


Short Summary

  • Compare Aetna and Mutual of Omaha Medicare Supplement plans for coverage, costs, and long-term care needs.
  • Consider prescription drug formularies, pharmacy networks, out-of-pocket costs & the coverage gap when making an informed decision.
  • Review additional benefits & perks such as dental/vision/hearing care plus fitness memberships to reduce out-of-pocket expenses.

Aetna Medicare Supplement Plans

Medicare Supplement plans, or Medigap plans, bridge the gaps in Original Medicare coverage by providing assistance with expenses like copayments, coinsurance, and deductibles.

Cigna vs aetna Aetna, one of the top Medicare supplement insurance companies, offers a variety of plans with competitive pricing and discounts to cater to your healthcare needs.

However, it’s essential to compare coverage options and costs to ensure you’re receiving the best value for your investment.

Aetna’s Medicare Supplement plans are tailored to work exclusively with Original Medicare, so they won’t extend to other private insurance policies or Medicare Advantage plans.

The good news is that once you’re enrolled in an Aetna Medigap plan, which is a type of health insurance, as long as you continue to pay the premiums, your coverage will remain in effect regardless of any changes in your health status.


Plan Options and Coverage


Aetna offers several Medigap plan options, including popular choices like Plan F, G, and N. However, the availability of these plans may vary by location. In addition to the standard options, Aetna provides dental and vision coverage for a more comprehensive healthcare experience.

When evaluating Aetna’s Medicare Supplement plan options, it’s essential to consider factors like coverage, costs, and long-term care needs. Anthem, for instance, presents an opportunity to add cost-sharing coverage for services not included in standard Medigap plan types in certain areas. This flexibility can make Aetna an attractive choice for individuals seeking a tailored healthcare solution.


Pricing and Discounts


Aetna’s pricing for Medicare Supplement plans is competitive, with premiums varying depending on factors such as location and age.

Here are some examples of premiums for different plans:


Best medigap plans

  • Plan F: $147
  • Plan F (High): $45
  • Plan G: $117
  • Plan N: $86


It’s important to remember that these prices are subject to change and may differ based on your specific circumstances.

To sweeten the deal, Aetna offers discounts for household members and rewards for healthy living initiatives. So, not only can you enjoy comprehensive coverage, but you can also save some money along the way.

Mutual of Omaha Medicare Supplement Plans

Another top Medicare supplement insurance company is Mutual of Omaha. They offer a range of plans with unique benefits and discounts, making them a preferred choice for many beneficiaries.

Medicare supplement plans 2022 Mutual of Omaha’s plans includes an Additional Benefits Rider, which offers discounts and benefits for:


  • hearing care,
  • vision care,
  • and healthy living.


To ensure you’re making an informed decision, it’s crucial to compare both Aetna and Mutual of Omaha’s offerings, taking into account factors like:


  • Consumer reports
  • AM Best rating
  • Standard and Poor (S&P) rating
  • The company’s tenure in the industry


Plan Options and Coverage


Mutual of Omaha provides popular Medigap plans like:


  • Plan A
  • Plan F
  • Plan G
  • Plan N


They also offer an Additional Benefits Rider, an optional feature available with their Medigap plans, which provides coverage for vision, hearing, and dental care. The inclusion of these additional benefits can enhance the value of their Medicare Supplement plans and cater to a broader range of healthcare needs, including Medicare benefits and Medicaid Services.

It’s important to consider the coverage offered by both Aetna and Mutual of Omaha when comparing plan options. Assessing each company’s offerings can help you determine the best fit for your unique healthcare situation.


Pricing and Discounts


Mutual of Omaha’s pricing for their Medicare Supplement plans in 2024 is affordable, and they offer discounts for living with a spouse or partner. In fact, certain applicants may be eligible for a 12% discount if they reside with a spouse, domestic partner, or another adult.


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In addition to these discounts, Mutual of Omaha also provides supplementary benefits like Part D, dental insurance, and a discount program.

By comparing Aetna and Mutual of Omaha’s pricing structures and discount opportunities, you can make a more informed decision on which company best suits your healthcare needs and budget.

Comparing Prescription Drug Coverage

Worst medicare supplement companies


Both Aetna and Mutual of Omaha offer prescription drug coverage through their Medicare Supplement plans. Aetna provides SilverScript Choice and SilverScript Plus, while Mutual of Omaha offers Mutual of Omaha Rx Value and Mutual of Omaha Rx Plus.

When comparing the prescription drug plans of Aetna and Mutual of Omaha, it’s essential to assess each plans:


  • Drug formularies to determine if your preferred medications are covered
  • Pharmacy network in your area
  • Out-of-pocket costs for each tier
  • Understanding of the coverage gap


By conducting a thorough comparison of these factors, you can make an informed decision about which plan is best for you.

Medicare Advantage vs Medicare Supplement

While Medicare Advantage plans serve as an alternative to Original Medicare and often include additional benefits such as prescription drug coverage (Part D), Medicare Supplement plans work alongside Original Medicare to fill in coverage gaps. So, which is the better option?

Medicare Advantage plans may offer lower premiums, but Medicare Supplement plans provide more comprehensive coverage and flexibility in choosing healthcare providers.

Comparing the benefits of both types of plans, including the Medicare Advantage Plan, can help you determine the best option for your healthcare needs and preferences.

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Financial Strength and Customer Satisfaction

Aetna and Mutual of Omaha both have strong financial ratings, with Aetna boasting an A rating from AM Best and Mutual of Omaha holding an A++ rating. These ratings indicate that both companies are financially stable and reliable choices for Medicare Supplement coverage.

Customer satisfaction is another essential factor to consider. Aetna has a complaint rate significantly lower than the average for all Medigap insurance companies, and Mutual of Omaha was rated highly by Forbes Health.

These ratings demonstrate that both Aetna and Mutual of Omaha are committed to providing excellent customer service and support.

Customer and Industry Reviews

Additional Benefits and Perks

Both Aetna and Mutual of Omaha offer additional benefits and perks that can enhance the value of their Medicare Supplement plans. Aetna provides coverage for dental, vision, and hearing, as well as the flexibility to visit any physician without restrictive provider networks.

Mutual of Omaha, on the other hand, offers fitness memberships and support for caregivers as part of their Additional Benefits Rider.

The inclusion of these additional benefits and perks in both Aetna and Mutual of Omaha’s Medicare Supplement plans provides added value and support, ultimately helping to reduce yearly out-of-pocket costs.

Choosing the Right Plan for You

So, how do you choose the right Medicare Supplement plan? Begin by considering factors like coverage, costs, and long-term care needs, and compare options from both Aetna and Mutual of Omaha.

Keep in mind the following:


  • Availability of preferred plans
  • Premiums
  • Any changes in premiums over time
  • Any additional benefits


It’s also essential to assess the availability of the desired plan, premium fluctuations over time, and additional services. By carefully comparing both companies’ offerings and considering your unique healthcare needs, you can confidently select the best Medicare Supplement plan for you.


Enrollment Process and Timing


Which Medicare Supplement plan has the highest level of coverage?


Enrolling in a Medicare Supplement plan is best during the open enrollment period, which is a six-month window that begins when you turn 65 and are enrolled in Medicare Part B.

Enrolling during this period ensures that you won’t be denied coverage or face medical underwriting, which could result in increased monthly premiums for the same benefits.

Both Aetna and Mutual of Omaha offer easy enrollment processes through agents or directly with the carrier. By enrolling during the open enrollment period, you can secure the best coverage for your healthcare needs without any unnecessary hassles or delays.



In conclusion, both Aetna and Mutual of Omaha are top contenders in the Medicare Supplement market, offering competitive pricing, comprehensive coverage, and attractive additional benefits.

By comparing their plan options, prescription drug coverage, customer satisfaction ratings, and additional perks, you can make an informed decision on which company best aligns with your healthcare needs and budget.

Remember, the key to selecting the perfect Medicare Supplement plan is to assess your unique healthcare requirements and thoroughly compare your options. Happy hunting!


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Frequently Asked Questions

  What is the most popular Aetna Medicare Supplement plan?

The most popular Aetna Medicare Supplement plan is Plan G, which offers comprehensive coverage for Medicare-covered medical expenses.

Plan G is the other popular Medigap option, with about 46% of Medicare Supplement enrollees choosing this plan.



How much is Mutual of Omaha Medicare Supplement Plan G?

Mutual of Omaha’s Plan G costs approximately $120 per month, which is competitive compared to other insurers’ rates.

Rates may vary depending on a customer’s age and health status.



What are the most popular Medigap plans offered by Aetna and Mutual of Omaha?

Aetna and Mutual of Omaha’s most popular Medigap plans are Plans F, G, and N.



How do I enroll in a Medicare Supplement plan from Aetna or Mutual of Omaha?

Enroll through an agent or directly with Aetna or Mutual of Omaha, preferably during open enrollment.



What additional benefits and perks do Aetna and Mutual of Omaha offer with their Medicare Supplement plans?

Aetna and Mutual of Omaha provide additional benefits and perks, such as dental, vision, and hearing coverage from Aetna and fitness memberships and caregiver support from Mutual of Omaha, with their Medicare Supplement plans.

These benefits and perks can help seniors stay healthy and active, while also providing peace of mind that their medical needs are taken care of.

Find the Right Medicare Plan for You

Finding the right Medicare Supplement Plan doesn’t have to be confusing. Whether it’s a Medigap plan, or you have questions about Aetna or Mutual of Omaha Medicare Supplement Plans, we can help.

Call us today at 1-888-891-0229 and one of our knowledgeable, licensed insurance agents will be happy to assist you!

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