Medigap plans in Arizona (Medicare Supplement plans) offer great coverage to those on Medicare to help them pay expenses that Medicare Part A and B don’t cover.
There are over 340,000 people enrolled in Medicare in Arizona, and several are enrolled in Medigap plans for their great coverage.
The two most popular plans in Arizona are Medicare Plan F and G being the most popular plans.
Below are the most popular Medigap plans in Arizona and the benefits they offer.
The 5 Top Medigap Plans in Arizona are:
- Medicare Plan G
- Medicare Plan N
- Medicare Plan F*
- High-Deductible Plan G
- High-deductible Plan F*
*Medicare Plan F is no longer available to people eligible for Medicare on January 1st of 2020 or later
Medigap Plan G in Arizona
Of all the new people enrolled in Medigap plans in Arizona, Medigap Plan G is by far the most popular Medicare Supplement plan. This used to be Medigap Plan F, however, that plan is no longer available to anyone enrolled in Medicare on January 1st 2020 and later.
Those who had Plan F prior to this date were allowed to keep it, however many of these people can save money by switching to Medigap Plan G.
Also, many insurance companies offer household discounts of up to 14% for just living with someone.
Our FREE online quote engine can show you the rates in your zip code in Arizona.
If you currently have Medigap Plan F, then please use our free quote engine on this site to compare the costs between Plan F and Medigap Plan G to see how much you can save.
Remember, the only difference between the two plans is on Plan G you pay the annual Medicare Part B deductible yourself. Whereas, with Plan F the plan pays it for you.
In almost every case the difference in monthly premiums from Plan F to Plan G is far greater than this deductible, meaning you can save money with Plan G.
Save Money on Plan G in Arizona
The extra premiums for Medigap Plan F are often far higher than the deductible itself, so in almost all cases you can save money with Medicare Plan G in Arizona.
Medicare Supplement Plan G pays for 100% of the gaps in Medicare except for the Medicare Part B annual deductible. In 2022 this deductible was $2022 and should be close to this in 2023.
Medigap Plan G Rates in Arizona for 2023
In Arizona Medicare Plan G premiums range from as low as $80 to well over $300 per month.
These rates are determined by several factors, such as:
- Tobacco use
- Zip code
- Household discounts (if applicable, vary by company)
Medigap Plan N in Arizona
Medigap Plan N is the second most popular plan in Arizona thanks to its great coverage. Medicare Plan N has lower premiums than Plan G, however, because it has lower premiums, you might have a few out-of-pocket expenses to pay with Plan N.
Just as with Medicare Plan G, with Plan N you still pay the annual Medicare Part B deductible. After that might have:
- Up to a $20 co-pay for doctor’s visits (telehealth visits don’t apply)
- A $50 co-pay if you visit the emergency room and you’re not admitted (Urgent care visits don’t apply)
- Part B excess charges not covered – Very Rare
Medigap Plan N Rates in Arizona
Using our FREE quote engine you can check the rates and compare the cost between Medicare Plan G and N to see how much you can save.
Medigap Plans in Arizona 2023
There are no changes in benefits to Arizona Medicare supplement plans in 2023.
If you’ve been with the same Medicare Supplement insurance company for 2 years or more you could be overpaying by a large amount. This is because rate increases happen each year. We watch the rates each year for you so you don’t have to!
Using our website you can check the rates for FREE and see if you’re currently paying too much.
Best Medigap Plans in AZ
When it comes down to it, the “best” Medicare supplement plan is the one that you’re comfortable with in terms of benefits and monthly premium.
Medicare Plan G – One low deductible, then 100% coverage. Higher premiums than Plan N
Medicare Plan N – Lower monthly premiums, small out-of-pocket costs such as co-pays, and possibly Medicare Part B excess charges (rare though)
The difference in monthly premiums between Medicare Plan N and G in Arizona can often be up to $30 per month! For people who are healthy but still want great coverage, Medicare Plan N is a great option.
By using our website you can check the cost between Plan G and Plan N in your area to see how much you can save.
Companies Offering Medigap Plans in Arizona
There are several companies in Arizona offering Medigap plans. The most important thing to keep in mind is that they all offer the same plans, with the exact same benefits. Their monthly rates for these plans are all different though.
And, each company has rate increases every year.
We make it easy as we shop all the top companies to make sure you’re not overpaying on your Medicare supplement insurance, and we do this every year for our clients for FREE.
Top Medigap companies in Arizona are:
- Mutual of Omaha
- United Healthcare
How to Enroll
The easiest way to enroll in a Medicare supplement plan in Arizona is to just give us a call at 1-888-891-0229. Our experienced, licensed agents can answer all of your questions and find you the best Medigap plan and company, for the lowest cost.
We’ll help you every year to make sure you’re in the right spot with all of your Medicare Coverage. Or click below to get started.