Below is the Medicare Supplement Plans comparison chart for 2022. There are no major changes to the benefits of Medicare supplement plans in 2022, however, the rates are entirely different from each insurance company for the exact same benefits.
The Best Medicare Supplement Plans for 2022:
- Medicare Plan G
- Medicare Plan N
- High-deductible Plan G
- Medicare Plan F
- High-deductible Plan F
Medicare Plan G
Medicare Plan G will be the most popular Medigap plan for 2022. As you can see on the chart, pays everything 100% except for the Part B deductible. In 2021, this deductible is $203, once per year. For 2022 it will go up a few dollars, likely to about $210.
Medicare Plan N
Plan N is a great alternative to Plan G due to its lower premiums.
With Plan N you still pay the annual Part B deductible just like on Plan G. After that you might have just a small co-pay for each doctor’s visit. It will never be more than $20 though and could be less or even no co-pay.
Also on Plan N if you have to visit the emergency room, there is a $50 co-pay if you are not admitted. This does not apply to urgent care centers, however.
Plan N also doesn’t cover Part B excess charges, however, these are extremely rare and typically very low even in the event that they do come up.
How to Choose a Plan in 2022
The easiest way to choose a Medigap plan is to let us help. You can get FREE online quotes in minutes just by using the form to the right, but the easiest way to get started is to just call us today at 1-888-891-0229.