Medicare Supplement Plans 2021

Medicare Supplement Plans for 2021 help pay the gaps, or expenses, in Medicare Part A and B such as deductibles, coinsurance, and co-payments. The most popular Medicare supplement plans for 2021 are Medicare Plan G and Medicare plan N.

The Best Medicare Supplement Plans for 2021 are:

  • Medicare Plan G
  • Medicare Plan N
  • High-deductible Plan G
  • Medicare Plan F*
  • High-deductible Plan F*

*Plan F is no longer available to anyone enrolled in Medicare on January 1st of 2020 or later

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Compare Medicare Supplement Plans for 2021

  1. Medicare Plan G
  2. Medicare Plan N
  3. High-deductible Medicare Plan G
  4. Medicare Plan F
  5. High-deductible Medicare Plan F

Which Medigap Plans in 2021 are Best?

By far the most popular Medigap plans for 2021 will be plan G, plan N, and then plan F.

Nothing pleases me more than when someone calls up after having seen my videos, and I find out I can save them $20, $30 or even $50 or more per month on the same coverage they’re getting now just by changing them to another company!

This is the reason we’ve been in business for so long and have helped over 10,000 people with their Medicare insurance coverage.

And I’m hoping you and I have a call just like that because it’s fantastic!

Below is a Medicare supplement plans comparison chart for 2021 that gives an outline of the differences in the coverage per plan.

However, below that I go into more detail for each plan say you know exactly which are getting.

So keep reading!

Medicare Supplement Plans

Medicare Supplement Plans Comparison Chart 2021

Medicare Supplement Plans Chart 2022

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Best Medicare Supplement Plans Reviews

The majority of our clients have a Plan G, and then many who kept their Plan F, and finally Medigap Plan N.

The best Medicare supplement plans reviews are by far for Plan G and Plan N simply because they pay most or all of your medical bills.

Remember that Medicare Plan F is no longer offered to people new to Medicare, but Plan G takes its place as the best Medicare supplement plan with the highest reviews.

Plan G just has that one deductible to pay then 100% coverage, but it has lower premiums than Plan F by a lot!

Medicare Supplement Plans

Medicare Plan G

Medigap Plan G will by far be the most popular Medicare supplement plan for 2021. More people will enroll in Plan G for 2021 than any other Medigap Plan.

It has outstanding coverage for relatively low premiums, and it’s almost identical to Plan F except for one small difference.

On Plan G you pay the annual Part B deductible yourself each year, rather than having Plan F pay it for you. That’s it!

What is Medicare Plan G

Prior to Medicare plan G as the most popular Medigap plan, there was Medicare Supplement Plan F.

Plan F was the most comprehensive plan offered by Medicare for years, due to the fact that it provided 100% coverage of the “gaps”, or expenses, in Medicare Part A and B.

This means it paid the annual Part B deductible that you must pay if you have Plan G, but that’s it. There are no other differences between those two plans, other than the cost. For 2021 the Part B deductible amount is $203, once per year.

After you pay this deductible, Plan G pays 100 percent just like Plan F.

Medicare Appointment

Medicare Plan G Reviews

As you can imagine, with such amazing coverage for relatively low premiums Medicare Plan G reviews are fantastic. With only one small deductible to pay and then 100% coverage, who wouldn’t love Plan G?

Compared to Medicare advantage plans, Plan G coverage provides far better benefits and flexibility.

And if you match it up against insurance such as Obamacare or any private insurance plans, there simply is no comparison in terms of cost and value.

Medicare Plan G Deductible

Again when it comes to Plan G coverage your only out-of-pocket cost aside from your monthly premium, is that you must pay the annual Medicare Part B deductible.

Many people think this is actually a Medicare Plan G deductible which is incorrect. This is Part B, or doctor’s services deductible.

In other words, prior to Part B paying any of your medical bills, you must first pay a certain amount each year. In 2021 the amount is $203, once per year.

After this is met the Part B deductible is paid for the year, then resets each January.

Medicare Part B

Medicare Plan G Cost

The most important thing to remember when it comes to any Medigap plan is that each company offers identical coverage, however, they all charge different premiums for the same thing!

For example, the Medigap plan G cost with Aetna might be up to $100 per month cheaper than some other companies. Even many of the top companies could have a difference of up to $30 per month.

At we don’t let you overpay! And our service is FREE.

We have the ability to check the rates from all the top carriers in minutes and show you the lowest premiums. There’s no reason to pay more than you should for Medigap insurance.

Every company pays its claims the same and on time. If your doctor accepts regular Medicare they will accept any Medigap company. Don’t let them tell you differently!

Therefore, let us check the rates for you now. You can either call us at 1-888-891-0229 or just fill out the form to the right and get instant quotes online!

Medicare supplement plans

Medicare Plan N

Medicare supplement plan N in 2021 will be another very popular plan.

This is because plan N offers fantastic coverage of the gaps in Medicare, and has lower premiums than both plan F and plan G.

Plan N is a great choice for coverage, especially for those coming off a Medicare Advantage plan who might be used to lower premiums.

Medicare Supplement Plan N Reviews

Many people enrolled in Medigap Plan N are now enjoying the flexibility of having no network and the ability to go anywhere in the country to doctors and specialists that accept Medicare. Medicare Plan N does not have any Max out-of-pocket coverage expenses either.

These people love the coverage and Medicare Plan N reviews have been great. Another important thing to note about Plan N is the fact that it has a lower rate increase each year than both Plan G and Plan F.

Medicare Plan N

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Medicare Plan N vs G

The difference between plan N and Plan G is that after you meet your part B deductible on plan N, you might have a small co-pay of up to $20.00 per doctor’s visit.

This co-pay is not guaranteed and actually might be less than $20 or in fact none at all. It just depends on how your doctor codes the visit.

Telehealth visits do not apply and there are no co-pays for them.

Plan G Medicare

Emergency Room Co-pays

Another difference between plan N over plan G is that if you visit the emergency room you might have a co-pay of up to $50.00 if you are not admitted.

Also with Medicare plan N, it does not cover what is called part B excess charges.

These are not common and you would only get charged them if you visit doctors that do not accept the assigned rates of Medicare.

It’s estimated that over 95% of doctors in the United States accept the assigned rates so with highly unlikely this is something you will never have to worry about.

Medicare supplement plan N is an excellent choice for 2021 and beyond!

Medicare Supplement Plan F for 2021

Many agents in the past used to tell people to simply sign up for Plan F. After all, it does offer the most coverage out of all the Medicare Supplement plans.

But signing up for Plan F without first learning the details could end up costing you quite a bit in the long run.

  • The only people who may enroll in a Medicare supplement plan F are those who were already enrolled in Medicare parts A and B prior to January 1st of 2020. 

That is because the government has eliminated the plan for all new members beyond that date.

Plan F does cover 100% of the gaps in Medicare and will continue to do sell in 2021, however, it is not only the highest cost plan but also experiences the highest rate increases every year.

Again we highly suggest you let us shop the premiums for you from other companies if you still currently have a Plan F.

Call us today to see how much you can save by switching from Plan F to Plan G. No obligation, just savings!

To get rates give us a call at 1-888-891-0229 or simply use our website by clicking below!

medicare supplement plan f
Medicare Supplement Plans

When can you change Medicare supplement plans in 2021?

If you currently have a Medicare supplement plan and you’re wanting to change to save money, you may do this any time during the year.

Most people think they need to wait until the Medicare open enrollment period in October to change. It’s not true!

How to Change Medicare Supplement Plans

  • Call us today at 1-888-891-0229
  • We’ll need: Company you current have, the plan letter, and how much you’re paying
  • We need 3 minutes of your time to shop the rates
  • We’ll ask you some quick medical questions to see if you qualify for the new company (Don’t worry there are options!)
  • We submit an electronic application to the new company (Takes less than 10 minutes)
  • You do NOT cancel your current coverage until the new coverage is approved
  • You pay nothing until the new policy is approved

It’s that easy! And remember we can change your Medicare supplement plan at any time during the year!

The Top Medicare Supplement Companies for 2021

We often get asked, “What are the top Medicare supplement companies for 2021?”  While the important thing to realize is that every Medicare supplement plan and its benefits are the same regardless of which carrier offers it.

Adding to that, each carrier charges different rates for the exact same thing.  So it can be as simple as saying that the best company is the one offering the lowest premiums with the best benefits.

This is mostly true, however, we can be a little deeper into the details decide which companies are best.

That being said some companies have consistently remained the best each year offering the lowest premiums with of course great coverage.

The Top Medicare Supplement Plans of 2021

  • Aetna – Some of the lowest rates
  • Accendo – Low rates and 14% household discount
  • Mutual of Omaha – Always competitive rates and a 12% Household discount
  • Cigna – Competitive rates in many states
  • AARP/United Healthcare

Below is a list of the most popular companies that will be offering Medicare supplement plans for 2021.

These companies were chosen for a number of reasons, such as:

  • Strong Financial Ratings
  • Highly competitive premiums (Cost Value)
  • History and Stability (Unknown companies don’t last long in this industry!)
Medicare Supplement Plans

Aetna Medicare Supplement Plans 2021

One of the best in all those companies offering plans for 2021 is Aetna.

For over 10 years they’ve been offering Medicare supplement plans, and they are owned by CVS having been purchased back in 2019.  CVS also has a new company which you will see below.

Aetna offers great online benefits where members can start of the accounts for free and tracking everything from ID cards to coverage as well as claims.

For years they have offered competitive premiums and household discounts, so be sure to let us show you the rates for Aetna Medicare plans in 2021.

Aetna Medicare Supplement Offers:

  • Competitive monthly premiums
  • Available in most states
  • a 7% household discount!
  • Easy online electronic application and signature
Accendo Insurance Company Supplement Plans | Plan Medigap

Accendo Medicare Supplement

Accendo insurance company is part of the CVS group of companies as well as an affiliate of Aetna.  An Accendo Medicare supplement will be a great option for anyone on Medicare in 2020 and 2021.

They will no doubt be one of the top companies for Medicare supplement plans for many years.

Adding to their popularity is the fact that Accendo offers a whopping 14% household discount on premiums in the states they are in.

This is higher than any other company offering Medicare supplement plans and their competitive premiums on with this discount will make them one of the most popular companies for 2021.

Accendo Medicare Supplement Plan G - The Most Popular

Without a doubt, the most popular Medicare supplement plan for 2021 and the next few years at least will be Medicare supplement plan G.

And make no mistake, for 2021 ascend no Medicare supplement plan G will absolutely be their top seller.  Especially with their huge offerings of a 14% household discount.

That Medicare plan G offers great coverage with only one small out-of-pocket expense beyond your monthly premium.  This of course is the annual part B deductible.

For 2021, the deductible is $203 and will go up slightly in 2022 as it does every year.

With plan G, after you pay the part B deductible you get 100% coverage from Medicare and your Medigap plan.

Be sure to ask us and the said no Medicare supplement plan G is available in your state a weak and compare premiums today for you.

Accendo Medicare Supplement Plans:

  • Incredible 14% household discount
  • Discount works if you just live with someone (Any age)
  • Super easy electronic application and signature
  • An instant approval process for people in an Open Enrollment
medicare part g
mutual of omaha medicare supplement

Mutual of Omaha Medicare Supplement Plans 2021

One of the leaders in the industry for Medigap plans is mutual of Omaha.  As always they will continue to be one of the top companies for 2021 have been in the industry for almost as long as anyone.

Their experience in the Medicare market is second-to-none, as is their customer service.

Mutual of Omaha offers coverage under the company’s flagship name as well as many other subsidiaries.  These names include things like United of Omaha, Omaha insurance company, and United World.

Keep in mind they are just simply all the same company under the parent company of Mutual of Omaha.

Mutual has enjoyed an A+ rating with A.M Best and their reviews are excellent.  They also offer an online portal for a complete user experience for the client making things like billing or changes to their personal account very easy.

Mutual of Omaha Medicare Supplement Plan

Mutual of Omaha Medicare Supplement:

  • Up to a 12% household discount (Varies by state)
  • Easy online electronic application
  • Click above to Apply Yourself!
  • Voice signature
  • A+ Financial rating

Cigna Medicare Supplement Plans 2021

In 1982 Cigna has been on the cutting edge of various Insurance Products.  Their premiums are always competitive in just about every state and they should be an excellent choice for Medicare supplement plans in 2021.

Their customer service is outstanding and they have an A-rating with AM best.  Their website is called MyCigna and has many benefits to their members that they can view online.

Cigna should have outstanding and very competitive premiums on Medicare supplement rates for 2021.

Cigna Medicare Supplement Reviews

Cigna has been offering Medicare supplement plans for quite some time now, and depending on what state you’re in you might see different companies under the Cigna umbrella. The reviews are very positive for Cigna Medicare supplement plans, but then again considering the plans all work identical to each other regardless of which company offers them you would expect that.

Some companies you might see are:

  • Cigna Health & Life
  • American Retirement Life Insurance Company
  • Loyal American

Medicare Supplement Plans in 2021 might not be changing, but you still must check the rates for 2021 to see if you can save money. Cigna might be one of your best choices, but let us check for you.

We make it easy!

Just give us a call at 888-891-0229 and in only a few minutes we’ll see how much money you can save!

Cigna Medicare Supplement:

  • Easy electronic online application
  • 7% Household discount
  • Available in many states

How to Enroll

The easiest way to enroll in a Medicare supplement plan is to just call us today at 1-888-891-0229. 

We’ll help find you the lowest premium for the best coverage, and the best company.

We’ll save you money now, and for years to come.

Call today, we promise you’ll be glad you did!

Medicare supplement plans