Medicare Supplement Plan N 2022

Compare affordable Medicare Plans

 

With its low premiums and fantastic coverage, Medicare Plan N is quickly becoming one of the most popular Medicare supplement Plans for 2022.

 

Click below now to learn about Medicare Plan N!

 

Medicare Supplement Plans – What they Pay

 

Medicare supplement plans help pay the gaps, or expenses, in both Medicare Part A and B. These include things like deductibles, co-payments, and coinsurance that you’re required to pay.

Medicare Part A covers hospitalization, and Part B covers doctor’s services. Both of these have these gaps, and they must be paid prior to Medicare paying any portion of your bills.

 

Medicare part A B

Part A

Part B

 

Medicare Supplement Plan N

 

With Medicare Plan N, you’re required to pay:

 

  • The annual Part B deductible
  • Up to a $20 co-pay per doctor’s visit after the deductible is met
  • A $50 co-pay if you visit the emergency room and you’re not admitted
  • Any Part B excess charges (excluding states listed below)

 

Medicare Plan N has some of the best coverage of all the Medigap plans, right behind Medicare Plan G.

With Medicare Plan N, you must pay the annual Part B deductible prior to Medicare paying 80% of your medical bills. Once this is met, Plan N will begin paying the remaining 20% of your costs. Remember, Part B is for doctor’s services.

 

Plan N Rates

Low Co-pays

 

After you meet this annual deductible, you might have a small co-pay with Plan N for each doctor’s visit for the rest of the year. This co-pay is small, and will never be more than $20 per visit. There are no co-pays for telehealth visits which is a great feature.

Also, on Plan N if you visit the emergency room and you’re not admitted, you’ll get billed a $50 co-pay for the visit. This does not apply to urgent care visits, however.

 

Medicare Part B Excess Charges (Rare)

 

One other thing on Plan N that may come up but is quite rare, is Medicare Part B excess charges. If your doctor does not accept the assigned rates from Medicare, they’re allowed to charge up to 15% extra of what Medicare normally allows.

These excess charges are quite rare, in fact, it’s estimated that over 96% of all doctors in the U.S. accept Medicare assignments and do not charge these. Recent studies show that nearly 99% of all insurance company claims do not include any excess charges, and the average charge of the 1% that did was less than $20.

The following states are not allowed to charge Part B excess charges:

  • Connecticut
  • Minnesota
  • Ohio
  • Pennsylvania
  • Rhode Island
  • Vermont
  • Massachusetts
  • New York

Plan N Rates

 

Medicare Plan N 2022 Cost

 

The most important factor when it comes to Medicare supplement plans is that each insurance carrier offers the exact same coverage within each plan letter. That means a Plan N has the same exact coverage regardless of which company offers it. The rates, however, are all entirely different from each company!

We Can Help

For no cost, we shop all the top companies for you each year to make sure you’re always paying the least amount for your Medicare supplement insurance. There is NO reason to pay anymore than you should, and our service is entirely FREE!

To get started, simply fill out the form on the right, or call us today at 1-888-891-0229.

 

 

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