Medicare Plan G reviews are the best of all the Medigap plans due to their outstanding coverage and relatively low premiums. Medicare Plan G covers 100% of your medical bills after just one small deductible.
All claims are paid in full and on time for all Medicare-approved expenses because unlike Medicare Advantage plans you do not need any prior authorization for services.
If Medicare pays first, Plan G must pick up the difference. No questions asked!
And with no network, you can take Medicare Plan G to any doctor, specialist, or hospital in the country that accepts Medicare and get the best coverage and service.
Let’s dive into Plan G and see what people are saying about Plan G.
Click below to learn more about Plan G
Medicare Supplement Plan G Benefits
Before we cover what the reviews are saying, let’s discuss the details of Medicare Plan G and why the reviews are so great.
We think it is important that you know what you are getting with this Supplement plan so that you set your expectations at the right level.
You ought to know if it is going to be a good match for you, and you should keep in mind that just because Plan G doesn’t work well for you right now and for your coverage needs, it may be a decent plan for you in a few years.
It is worth revisiting your coverage needs every year to ensure you have the best possible health insurance plan covering you.
Plan G comes with lots of medical benefits for you to take advantage of. It covers you for more medical expenses than just about any other Medigap plan.
Medicare Part A
It will cover you for all of the Medicare Part A supplemental expenses, which means you don’t have to pay for the Part A annual deductible of $1,484 (2021) or Part A copays for hospitalization.
You also get coverage for the Part A hospice coinsurance costs for end-of-life care.
Medicare Part B
Plan G will also provide benefits for Part B services, including the Part B excess charges for when you go to a medical doctor who does not accept Medicare.
It also covers the Part B copays that help with the cost of visiting a doctor or going to the emergency room.
Plan G’s coverage goes beyond the Part A and Part B expenses, though. It will also cover nursing care costs, particularly the coinsurance expense.
It also covers the cost of blood that you use for the year, taking care of the three remaining points of blood you use that Original Medicare is not covering for you.
Plan G will also cover the cost of foreign travel exchange services for up to 80%, with a lifetime limit of $50,000.
We have looked at a number of testimonials online to get a feel for how Plan G is being reviewed.
We want to know what people are saying about it so that we can relay that information to you and let you know whether this is a Medicare Supplement that is worth your time and your money or not.
Reviews point out that Plan G is a very high coverage plan and that it takes care of most medical expenses but not all.
Millie of Columbus, OH – Gave the plan a rating of four out of five stars, citing that the plan asked her to pay for some medical expenses like the remaining foreign travel exchange costs and the Part B annual deductible but did a great job of covering the rest.
Other Medicare Plan G reviews were likewise positive.
Edward of Sedona, AZ – Said that Plan G was a much better solution for her and her husband than Plan F. She had been recommended Plan F by an insurance broker, but she is confident she made the right decision by going with Plan G.
While these two plans are often compared with one another. Plan G is much more accessible.
It is open to every senior, whereas Plan F is only available to seniors who enrolled in Medicare before January 2020. Plan G is considerably cheaper as well, in most cases, making it far more affordable and economical for seniors who need that high coverage policy.
Richard from Evansville, IN – Gave Plan G a positive review as well, rating it five out of five stars. He says that Plan G helps with his copays so he doesn’t have to pay when he visits the doctor’s office, goes to the hospital, or takes a trip to the emergency room.
All of his copays are covered by this generous and high-value plan, and that gives him peace of mind about his medical care and medical expenses.
Reviews for this plan are fantastic because the coverage is the best you can get and there are few if any client service issues.
This is because all claims are filed in a very well-run process, leaving you a hassle-free way of getting your bills paid.
Medicare Plan G vs Plan N
While Medicare Plan G is the most comprehensive plan available offering the most coverage, there are some other options that we can help you look at.
Medicare Plan N – A Great Alternative to Plan G
Medicare Plan N should also definitely be considered. This has some great reviews as well, and it offers slightly lower coverage than what you get from Medicare Plan G.
The premiums for Plan N are much lower than Plan G, often up to $30 less per month.
In exchange for these lower premiums, you might have some additional out-of-pocket expenses with Plan N.
Medicare Plan N additional costs:
- Up to a $20 co-pay for each doctor’s visit (could be less or no co-pay)
- A $50 co-pay if you visit the ER and you’re not admitted
- Part B excess charges (Very rare)
How to Enroll in Plan G or Plan N
The easiest way to enroll in any of the Medigap Plans is to just call us now at 1-888-891-0229.
We make it easy and keep you at the lowest premiums now, and for years to come!
Russell Noga is the CEO of Medisupps.com, an online Medicare Agency and resource center helping Medicare beneficiaries learn about Medicare, Medigap and Part D drug plans, and Medicare Advantage plans since 2009. Russell is licensed in all 50 states and has been featured as a keynote speaker, and author of several publications, along with hosting the very popular Medisupps.com Youtube channel.