Medicare Supplement plans in Colorado offer extra coverage and help pay for the gaps, or expenses, that Original Medicare Parts A and B don’t provide coverage for.
There are currently almost 225,000 people enrolled in one of the Colorado Medicare supplement plans, with more expected in 2023.
We can easily help you find the right Medicare Supplement plan in Colorado to fit your needs and make sure you don’t overpay for coverage. Our website shows you rates from the top companies in Colorado for the most popular Medicare Supplement plans.
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The 5 Best Medicare Supplement Plans in Colorado are:
- Medicare Plan G
- Medicare Plan N
- Medicare Plan F*
- High-Deductible Plan G
- High-deductible Plan F*
*Medicare Plan F is no longer available to people eligible for Medicare on January 1st of 2020 or later
Medicare Supplement Plan G in Colorado
Medicare Plan F is no longer offered to people new to Medicare, but if you were enrolled in Medicare prior to January 1st, 2020 you may keep the plan.
Medicare Supplement Plan G is the most comprehensive plan that people new to Medicare may enroll in.
It is nearly identical to Plan F, except with Plan G you must pay the annual Part B deductible yourself. Medicare Plan F pays this for you, but in reality, you pay much higher premiums to get that deductible paid.
Most people can save quite a bit of money by switching to Plan G from Plan F.
Save Money with Medigap Plan G in Colorado
The only out-of-pocket expense you have on Medicare Plan G is the annual Part B deductible. Once this is paid, Medicare Plan G pays 100% of all Medicare-approved expenses.
Medicare Plan G Rates in Colorado for 2023
In Colorado, Medicare Supplement Plan G monthly premiums average from as low as $95 to over $325 per month depending on various factors.
Rates are determined by several factors, such as:
- Tobacco use
- Zip code
- Household discounts (if applicable, vary by company)
Medicare Supplement Plan N in Colorado
Medicare Plan N is becoming a popular plan in Colorado because of its lower premiums than Plan N (often up to $30 less per month) but still has great coverage.
Plan N has some out-of-pocket expenses that could come up in exchange for those lower premiums.
If you’re enrolled in Medicare Plan N you still must pay the Medicare Part B annual deductible. Once this is met you might have:
- Up to a $20 co-pay for doctor’s visits (telehealth visits don’t apply)
- A $50 co-pay if you visit the emergency room and you’re not admitted (Urgent care visits don’t apply)
- Part B excess charges not covered – Very Rare
Medicare Plan N Rates in Colorado
You can use our FREE quote tool by clicking the orange button below and you can check the rates and compare the rates for Plan G and Plan N.
If you are healthy and don’t visit the doctor very often, Medicare Plan N is a great choice.
Medicare Supplement Plans in Colorado 2023
Medicare supplement plans in Colorado in 2023 are not changing in coverage. Many companies will be changing their monthly premiums for 2023, so it’s best to start shopping now to see if you can save money.
If you’ve been with the same Medigap insurance company in Colorado for 2 years there is a very good chance you are overpaying. In just a few simple steps you can see how much you can save by using our quote engine, or by calling us today at 1-888-891-0229.
Best Medicare Supplement Plans in Colorado
The best Medicare supplement plan is one that provides you with all the coverage you need, and the one you can comfortably afford. We help you find that plan.
Medicare Plan G – Has one small deductible and then provides 100% coverage. Plan G has higher premiums than Plan N.
Medicare Plan N – Has lower monthly premiums than Plan G, but also has some small out-of-pocket costs such as co-pays, and possibly Medicare Part B excess charges. These are not very common.
The difference in monthly premiums between Medicare Plan N and G in Colorado can be quite a bit, so it’s worth it to let us check the rates for you to see how much you can save.
Companies Offering Medicare Supplement Plans in Colorado
There are several companies offering Medicare Supplement plans in Colorado. Each company offers the exact same Medigap Plans, with the same benefits in each plan letter.
They also all charge different rates for the exact same thing!
We’ll shop all the top companies and make sure you don’t overpay, and we do this every year for our clients for FREE.
Top Medigap companies in Colorado are:
- Mutual of Omaha
- United Healthcare
- Blue Cross Blue Shield
How to Enroll
The easiest way to enroll in a Medicare supplement plan in Colorado is to just give us a call at 1-888-891-0229. Our experienced, licensed agents can answer all of your questions and find you the best Medigap plan and company, for the lowest cost.
We’ll help you every year to make sure you’re in the right spot with all of your Medicare Coverage. Or click below to get started.