Medicare Supplement Plans in Florida for 2020 – The 3 Best Plans

It can be difficult to find great coverage from your healthcare expenses, but we can help you find the best rates on the coverage that is available. We specialize in bringing you quotes for Medigap plans, and that of course includes the Medicare supplement plans for 2020 in Florida.

The cost of these plans is all over the board. Even on the same plan, you can find dozens of different rates, depending on where you are shopping for the plan. Each insurance company has their own rates, and those rates can change all the time. So how do you keep up? Better yet, how do you find out who has the lowest price?

Well, we can actually make it very simple for you. A quote tool that we supply on our site gives you instant quotes. You tell us what plan you are looking for, and we will find rates for Florida plans. Now those plans are the same in sunny Florida as they are everywhere else.  Buying Plan F or G from a Miami insurance company gives you the same coverage as it does everywhere else in the US.

Medicare Supplement Plans in Florida – Who’s Enrolled?

With well over 4 million people on Medicare in Florida, there are also quite a few options when it comes to Medicare insurance. Medicare Advantage plans are extremely popular in the state, though Medigap plans in Florida are becoming quite popular as well. For example:


  • Over 788,000 Florida residents are currently enrolled in Medicare supplement plans

  • Nearly 70% of these people on Medicare supplement plans have coverage through a private carrier of insurance, or an employer

  • Of all the population of people on Medicare in Florida, over 1.6 Million have a Medicare advantage plan rather than original Medicare

  • Of all the 10 plans available Medicare Supplement Plan F in Florida is by far the most popular, with Plans G and N ranking after that


Medicare supplement plans 2020

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How rates are determined for Medicare Supplement Plans in Florida for 2020

There are 3 different types of ratings that Medigap plans have in Florida:

  • Attained Age Rating – This rating means that the premium for coverage is based on the current age of the applicant and increases as they get older each year


  • Issue-age Rating – The age you currently are when purchasing this policy determines the rate itself. The monthly premium will go up each year based on inflation costs, but will not go up based on the factor of your age


  • Community Rating – This rating means that regardless of age everyone pays the same premium

What are the Best Medicare Supplement Plans in Florida for 2020?


The three most popular Medigap plans, regardless of state, are Plans F, Plan G, and Plan N.


Medicare Supplement Plan F – This plan offers 100% coverage of the gaps in Medicare. That’s why it’s the most popular, however this plan is also the most expensive. Anyone wanting this plan starting January 1st 2020 will not be able to enroll in it. It is being eliminated from the lineup for new beneficiaries to enroll in it. People already on Medicare prior to that date will still be allowed to enroll in the plan.


Medicare Supplement Plan G – Quickly becoming the most popular plan, Plan G offers the same great coverage as Plan F with 100% coverage, after the plan holder pays the annual Part B deductible themselves each year. The past two years this amount has been $183, once per year.


Medicare Supplement Plan N – Much like Plan G where you must still pay the annual Part B deductible, Plan N is similar however you might also have various co-payments when you visit the doctor. These will never be more than $20 per visit. Also you’ll need to pay a $50 co-pay if you visit the emergency and you’re not admitted, if you have Plan N.


Florida Flag State Usa Florida Florida FloBut the rates are where they differentiate. Those rates are always in flux, and we can help you keep up with them. Whether you live on the panhandle or down in the keys, we offer our services free of charge and with 100% accuracy. We give you up-to-the-moment quotes on these plans, and you can be sure they are always accurate and always right from the source. You see, we go straight to the individual websites of the various insurance companies to give you these quotes.

You put in your search, and we return multiple results for you. You can see at a glance which of the quotes we have provided is the cheapest. We try to offer a wide range and only use quotes from reliable insurance companies that offer the plan you want in Florida.

You can get those quotes yourself from the various insurance companies. But that’s a lot of work and a lot of hassle to try to keep up with. We’ve made it simple, and it won’t cost you a thing to find out who has the lowest rates. Use our FREE online quote engine to get quotes for Medicare Supplement plans in Florida for 2020.


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