Well, 2021 came up fast!
And what a crazy year 2020 has been. But here we are, now looking at what’s happening with Medicare supplement plans for 2021.
And, as I always suggest every year, we look at the plan coverage and see if any changes are taking place. But we also need to check your premiums for you to make sure you’re not overpaying!
No matter what questions you have about Medigap for 2021, your answers are below in the article and videos.
In this article i’ll explain everything you need to know about Medicare insurance for 2021.
- Which Medigap Plans are best?
- How do I save the most money in 2021?
- Which company should I choose?
- What about prescription drug plans for 2021?
About Your Medicare Supplement Rates…
Medicare supplement rates typically change on the anniversary of your policy each year.
And while they don’t necessarily change just because it’s a new year, if you started up your policy on January 1st of any year, then chances are you’re getting a rate increase on the first of the year coming up.
In fact, if you’ve had your Medicare supplement plan for a few years now you know all about these rate increases very well!
So regardless of when your anniversary is for your Medicare supplement insurance, you should always have an independent agency like us check the rates for you to see if you’re paying too much.
No matter what time of year it is!
Our service is FREE, and our clients love it because for no cost they always have us looking out for them every year.
The Best Medicare Supplement Plans for 2021
So what are the best choices for Medicare supplements in 2021?
Well, while things haven’t changed in terms of the benefits of these plans for 2021, the changes in 2020 are still affecting thousands of people out there who still have Medigap plan F.
That’s because on January 1st of 2020 Medicare removed plan F for all new beneficiaries coming on Medicare. This simply means they’re not allowed to enroll in the plan.
Turning 65? New to Medicare?
So if you’re new to Medicare are not affected by this, there are still great options for you (if not better) if you’re turning 65 or retiring, and just coming onto Medicare.
For you folks out there who still have a Plan F, you obviously know you were able to keep your plan F after January 1 of 2020. And with that 100% coverage of all the gaps in Medicare and no medical bills, I can see why it was tempting to keep!
The point I’m trying to make is with plan F, yes it’s great coverage. But how much extra are you paying for the little bit of a benefit you’re getting over a plan like Medicare plan G?
Watch the video below to learn more about the best Medicare supplement plans for 2021 and why it’s important to look at other plans if you have a Plan F!
The Most Popular Medigap Plans for 2021
So as I stated in the video above, the most popular Medigap plans for 2021 will be plan G, plan N, and then plan F.
Nothing pleases me more than when someone calls up after having seen my videos, and I find out I can save them $20, $30 or even $50 or more per month on the same coverage they’re getting now just by changing them to another company!
This is the reason we’ve been in business so long and have helped over 10,000 people with their Medicare insurance coverage.
And I’m hoping you and I have a call just like that, because it’s fantastic!
Below is a Medicare supplement plans comparison chart for 2021 that gives an outline of the differences in the coverage per plan.
However, below that I go into more detail for each plan say you know exactly which are getting.
So keep reading!
Medicare Supplement Plans Comparison Chart 2021
Medicare Supplement Plan G in 2021
Medigap Plan G will by far be the most popular Medicare supplement plan for 2021. It’s got outstanding coverage for relatively low premiums, and it’s almost identical to Plan F except for one small difference.
On Plan G you pay the annual Part B deductible yourself each year, rather than having Plan F pay it for you. That’s it!
There are no other differences between those two plans, other than the cost. For 2020 the Part B deductible amount is $198, once per year.
After you pay this deductible, Plan G pays 100 percent just like Plan F. Therefore, let us check the rates of your current Plan F against Plan G, or simply use our quoting engine at the top of this page.
If the difference in premiums is more than the Part B annual deductible, you are WASTING money! Plan G or Plan N is a far better choice and we can help save you money, often a LOT of money by switching!
Also be sure to check out Accendo Medicare supplement Plan G and ask us if they’re available in your area this year. They offer a huge 14% household discount!
We can help! It’s FREE!
How to change Medicare Supplement Plans the Easiest Way Possible:
- Call us today at 1-888-891-0229
- We’ll need: Company you current have, the plan letter, and how much you’re paying
- We need 3 minutes of your time to shop the rates
- We’ll ask you some quick medical questions to see if you qualify for the new company (Don’t worry there are options!)
- We submit an electronic application to the new company (Takes less than 10 minutes)
- You do NOT cancel your current coverage until the new coverage is approved
- You pay nothing until the new policy is approved
It’s that easy! And remember we can change your Medicare supplement plan at any time during the year!
We handle any customer service issues for you, so why pay more? Call now to change plans and SAVE!