Well, 2021 came up fast!
And what a crazy year 2020 has been. But here we are, now looking at what’s happening with Medicare supplement plans for 2021.
And, as I always suggest every year, we look at the plan coverage and see if any changes are taking place. But we also need to check your premiums for you to make sure you’re not overpaying!
No matter what questions you have about Medicare and Medigap insurance for 2021, your answers are below in the article and videos.
In this article, i’ll explain everything you need to know about Medicare insurance for 2021.
- What are the big changes for 2021?
- Which Medigap Plans are best?
- How do I save the most money in 2021?
- Which company should I choose?
- What about prescription drug plans for 2021?
Click below to learn more!
The Best Medicare Supplement Plans for 2021
So what are the best choices for Medicare supplements in 2021?
Well, while things haven’t changed in terms of the benefits of these plans for 2021, the changes in 2020 are still affecting thousands of people out there who still have Medigap plan F.
That’s because on January 1st of 2020 Medicare removed plan F for all new beneficiaries coming on Medicare. This simply means they’re not allowed to enroll in the plan.
The Best Medicare Supplement Plans for 2021 are:
1 – Medicare Plan G
2- Medicare Plan N
3 – High-deductible Medicare Plan G
4- Medicare Plan F
5 – High-deductible Medicare Plan F
Turning 65? New to Medicare?
So if you’re new to Medicare while you can’t enroll in Plan F, there are still great options for you (if not better) if you’re turning 65 or retiring and just coming onto Medicare.
For you folks out there who still have a Plan F, you obviously know you were able to keep your plan F after January 1 of 2020.
And with that 100% coverage of all the gaps in Medicare and no medical bills, I can see why it was tempting to keep!
The point I’m trying to make is with plan F, yes it’s great coverage.
But how much extra are you paying for the little bit of a benefit you’re getting over a plan like Medicare plan G?
2021 Medicare Supplement Plans
By far the most popular Medigap plans for 2021 will be plan G, plan N, and then plan F.
Nothing pleases me more than when someone calls up after having seen my videos, and I find out I can save them $20, $30 or even $50 or more per month on the same coverage they’re getting now just by changing them to another company!
This is the reason we’ve been in business for so long and have helped over 10,000 people with their Medicare insurance coverage.
And I’m hoping you and I have a call just like that because it’s fantastic!
Below is a Medicare supplement plans comparison chart for 2021 that gives an outline of the differences in the coverage per plan.
However, below that I go into more detail for each plan say you know exactly which are getting.
So keep reading!
Medicare Supplement Plans Comparison Chart 2021
Best Medicare Supplement Plans
For years Medicare Supplement plan F was the best Medicare supplement plan. It provided 100% coverage of the gaps in Medicare Part A and B. But it was also the most expensive, which is why they removed it.
While many people who kept Plan F feel like they’re lucky, in reality, they’re likely in for a big shock. In fact, many have already experienced it, in the form of huge rate increases.
The best Medicare supplement plans shown below are ones that are based on providing the most coverage for the lowest premiums, as well as the ones that the majority of people who wish to have Medigap insurance will enroll in.
These plans are:
- Medigap Plan G
- Medigap Plan N
- Medigap Plan F*
Best Medicare Supplement Plans Reviews
The majority of our clients have a Plan G, and then many who kept their Plan F, and finally Medigap Plan N.
The best Medicare supplement plans reviews are by far for Plan G and Plan F, simply because they pay most or all of your medical bills.
Remember that Medicare Plan F is no longer offered to people new to Medicare, but Plan G takes its place as the best Medicare supplement plan with the highest reviews.
Plan G just has that one deductible to pay then 100% coverage, but it has lower premiums than Plan F by a lot!
Click Below to learn more!
Medicare Plan G
Medigap Plan G will by far be the most popular Medicare supplement plan for 2021. More people will enroll in Plan G for 2021 than any other Medigap Plan.
It has outstanding coverage for relatively low premiums, and it’s almost identical to Plan F except for one small difference.
On Plan G you pay the annual Part B deductible yourself each year, rather than having Plan F pay it for you. That’s it!
What is Medicare Plan G
Prior to Medicare plan G as the most popular Medigap plan, there was Medicare Supplement Plan F.
Plan F was the most comprehensive plan offered by Medicare for years, due to the fact that it provided 100% coverage of the “gaps”, or expenses, in Medicare Part A and B.
This means it paid the annual Part B deductible that you must pay if you have Plan G, but that’s it. There are no other differences between those two plans, other than the cost. For 2020 the Part B deductible amount is $198, once per year.
After you pay this deductible, Plan G pays 100 percent just like Plan F.
Medicare Plan G Reviews
As you can imagine, with such amazing coverage for relatively low premiums Medicare Plan G reviews are fantastic. With only one small deductible to pay and then 100% coverage, who wouldn’t love Plan G?
Compared to Medicare advantage plans, Plan G coverage provides far better benefits and flexibility.
And if you match it up against insurance such as Obamacare or any private insurance plans, there simply is no comparison in terms of cost and value.
Medicare Plan G Deductible
Again when it comes to Plan G coverage your only out-of-pocket cost aside from your monthly premium, is that you must pay the annual Medicare Part B deductible.
Many people think this is actually a Medicare Plan G deductible which is incorrect. This is Part B, or doctor’s services deductible.
In other words, prior to Part B paying any of your medical bills, you must first pay a certain amount each year. In 2020 the amount is $198, once-per-year.
After this is met the Part B deductible is paid for the year, then resets each January.
Medicare Plan G Cost
The most important thing to remember when it comes to any Medigap plan is that each company offers identical coverage, however, they all charge different premiums for the same thing!
For example, the Medigap plan G cost with Aetna might be up to $100 per month cheaper than some other companies. Even many of the top companies could have a difference of up to $30 per month.
At Medisupps.com we don’t let you overpay! And our service is FREE.
We have the ability to check the rates from all the top carriers in minutes and show you the lowest premiums. There’s no reason to pay more than you should for Medigap insurance.
Every company pays its claims the same and on-time. If your doctor accepts regular Medicare they will accept any Medigap company. Don’t let them tell you differently!
Therefore, let us check the rates for you now. You can either call us at 1-888-891-0229 or just fill out the form to the right and get instant quotes online!
Accendo Medicare Supplement Plan G
Also be sure to check out Accendo Medicare supplement Plan G and ask us if they’re available in your area this year. Accendo Medicare supplement insurance will be one of the top pics for 2020 and 2021, and they’ve already offered in several areas.
Accendo has the largest household discount given by any insurance company. They offer a huge 14% household discount and you only have to live with someone to qualify. They can be any age!
Click below to learn more about Plan G!
When can you change Medicare supplement plans?
If you currently have a Medicare supplement plan and you’re wanting to change to save money, you may do this any time during the year.
Most people think they need to wait until the Medicare open enrollment period in October to change. It’s not true!
How to Change Medicare Supplement Plans
- Call us today at 1-888-891-0229
- We’ll need: Company you current have, the plan letter, and how much you’re paying
- We need 3 minutes of your time to shop the rates
- We’ll ask you some quick medical questions to see if you qualify for the new company (Don’t worry there are options!)
- We submit an electronic application to the new company (Takes less than 10 minutes)
- You do NOT cancel your current coverage until the new coverage is approved
- You pay nothing until the new policy is approved
It’s that easy! And remember we can change your Medicare supplement plan at any time during the year!
We handle any customer service issues for you, so why pay more? Call now to change plans and SAVE!