The benefits of Medicare Supplement plans in 2021 will not be changing, but are you paying too much and are you on the right plan? Don’t ever assume that you’re monthly premium is the lowest, or that you’re stuck with your current plan and company. We can easily see in just minutes if there’s a better option for you to save money.
Now is the time to start planning for 2021. While premiums do not change simply because it’s a new calendar year, you must check your premiums frequently to see if you’re paying too much. We do this for FREE for all our clients!
That means looking at coverage and cost on each plan. Remember that each plan is different and that every company that sells the plans is selling them at their own set prices. You have to compare and contrast in order to save money, and you can’t do that if you aren’t taking the time to really get into the plans and examine them.
As in the past Medigap Plans in 2021 do not include prescription Part D drug coverage. That can be easily found at www.Medicare.gov.
If you have been a Medicare subscriber for a while, then you know that your coverage needs change over time. As you grow older, you need different things out of your coverage plan. You may need more or less coverage as your health goes up and down. You should adjust your plan accordingly, sometimes finding a new plan altogether.
Start now. You have time for your health to go through some changes between now and then, and it very well may do just that. You should expect to need different coverage in a few years than what you need right now. So if you can’t use supplemental coverage from Medigap plans right now, maybe you can use one of the Medicare Supplement plans in 2021.