Medicare Supplement Plan G is a fantastic plan with just one small deductible to pay. After you meet this annual deductible Plan G pays 100% of the gaps in Medicare Part A and B just like Medigap Plan F.This is a VERY important video to watch as most people are not only paying too much for Plan F if they choose it, but they are paying for one small extra benefit that they likely don’t even need.
If you’re considering Plan F or have had it for a few years be sure to watch this one, it could save you hundreds of dollars per year!
Why Plan G is so Popular! Medicare Supplement Plan G is a high-coverage, low-cost supplement plan that is a good choice for many Medicare subscribers who have extensive medical needs. You will want to sort through quite a few Medicare supplement Plan G quotes to make sure you are finding the one that costs the least. Now Plan G is one of the higher-coverage plans, but it won’t cover every supplemental expense.
Essentially, it only leaves a Medicare Part B deductible for Medicare subscribers to pay out of all supplemental charges. This is $183 for the year 2017. Let’s look at what it does cover though.
With this plan, you will have all skilled nursing care covered up to 100 days. You also get covered for some more blood each year (up to three pints) and all Part A coinsurance. That coinsurance applies to hospital fees such as the cost of staying in a room. Even with Medicare and Plan G’s coverage you will still need to pay some of these costs on your own, but they offer a huge buffer between you and a massive hospital bills.
What does Plan G Cover?
Plan G will also cover all co-payments and the Medicare Part A deductible. These are common expenses that would generally be charged almost every time you visit the hospital or go see your doctor. Additionally, Plan G covers your excess charges from Medicare Part B and offers a foreign emergency benefit for people while outside the country. If you want to save some money on this plan, then you will want to look at a number of different Medicare supplement Plan G quotes using our FREE quote engine at the top of this page.
But I Thought Plan F was the Best?
When many people first get on to Medicare and start looking at Medicare Supplement plans they are immediately drawn to Medigap Plan F. This is because it offers 100% coverage of the gaps in both Medicare Part A and Part B. While this may seem attractive (and it certainly is!), in many cases people overpay greatly for plan. When you compare a Plan F vs. a Plan G the only difference is who pays the annual Part B deductible. Plan F pays this for you, and in 2017 this amount is $183.
Considering that’s the only difference, if you pay more than $183 for a Plan F over Plan G in annual premiums, then it is actually costing you money to have Plan F!Use our quote engine at the top of the page to compare premiums for Plan G against Plan F in your area to see the difference. Now, some people don’t mind paying extra to never get a medical bill, and we certainly understand that. Our job is to show you all the options, then help you choose and apply for coverage while saving you the most money possible. Remember, every company has the same Plan G, but they all charge different rates for it!
Let us help, there’s no charge!
And the plan being offered is the same no matter where you buy it from. Medicare ensures that all carriers are providing the same coverage for each plan, regardless of how much you pay for the plan.
So God forbid you or your spouse ends up in the hospital, you can both have the peace of mind in knowing that you’re only out-of-pocket expense if you have a Medicare Supplement Plan G is the small, annual deductible to pay which is currently less than $200. That’s fantastic coverage!
That’s why you’ll want to find the lowest price possible. Each company sets their own rates, and some of them may be outside of what you can afford. We can help! It’s easy enough for us in just minutes to find the best rates being offered.
We give you Medicare supplement Plan G quotes from major carriers that are offering the plan in your area. That way, it is simple to just look at the available quotes and compare them to see which one is the lowest.