Cigna Medicare Supplement Plan N

The benefits offered by Medicare Supplement plans, also known as “Medigap” plans are standardized by the government; Medigap Plan N is offered by several companies, including Mutual of Omaha, Aetna, Cigna, United Healthcare, and Blue Cross Blue Shield. Plan N offers numerous benefits at a lower cost than some of the other Medicare Supplement plans, and pays for the following costs:

  • Medicare Part A Coinsurance and deductible (for hospital visits)
  • Most Part B Coinsurance or Copayments (for doctors office visits)
  • Blood transfusions (up to 3 pints)
  • Part A Hospice Coinsurance or Copayment
  • Skilled Nursing Facility (SNF) Coinsurance or Copayment
  • Coverage of some medical expenses incurred during foreign travel.



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All of the Medigap Plan N offerings provide these benefits but are offered by different insurers; Medicare Supplement Plan N benefits and coverage from Mutual of Omaha is identical to the benefits of Plan N offered by Aetna or Medigap Plan N offered by United Healthcare. However, the premiums – or costs – of each plan can differ widely from plan to plan and not all plans are available in all states. For example, Mutual of Omaha or Aetna may not offer Medigap Supplement Plans in your region. We can help you choose the right plan that balances premiums and coverage: call us or use our free online quote engine to help you understand what the costs of a Medicare Supplement Plan N will look like for you.


cigna medicare supplement rate increasesWe can also help you understand which plan is best for you and compare Medicare Supplement Plans F, G, and N – some of the most popular options available. While Medicare Supplement Plan F is still available today, for seniors planning ahead, it’s important to in know that for beneficiaries who will be newly eligible for Medicare in January 1, 2020 and beyond, Medicare Supplement Plan F will no longer be available. For seniors already enrolled in Plan F who may be interested in exploring a more affordable option with lower premiums, Cigna’s Medicare Supplement Plan N is a great option. We can help you plan to secure your health in the future by helping you understand the difference in benefits and costs of each plan. Our free, instant online quote generator can help you select a plan with no hassle.


With Cigna’s Medicare Supplement Plan N, you would receive supplemental insurance from one of the largest and most trusted insurers in the U.S. to help you pay for medical costs that traditional Medicare does not cover. With Cigna’s Medicare Supplement Plan N, you must meet the annual Part B deductible of $185. After you’ve paid $185 for doctors visits, Cigna Medigap plan starts kicking in and covering a significant portion of your out of pocket costs. Depending on what kinds of doctor visits you might need to make, you might need to pay a small copay of $20 per office visit. This can be significantly less than you would pay to visit a doctor if you did not have supplemental or Medigap insurance and provide you the peace of mind by knowing the most each visit will cost with no surprise bills.


Cigna’s Medicare Supplement Plan N also pays for any drugs that you might receive at a doctor’s office; these can include extremely expensive chemotherapy drugs or other biologics used for serious health conditions such as rheumatoid arthritis, cancer, or autoimmune conditions. Being treated for a serious health condition should not leave you financially bankrupt, and with Cigna’s Medicare Supplement Plan N, you have the peace of mind knowing that if you did develop a serious health condition, your Medigap plan will help keep you from having unexpected costs. You can get a free instant online quote on our website to compare plans and see what the costs of a Medigap plan would be for you. We are also happy to assist you over the phone as well.


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Cigna’s Medicare Supplement Plan N is a great choice for seniors who are in good health who would like some extra peace of mind and help paying for Medicare cost sharing while also retaining the flexibility of keeping your doctor – Medicare Supplement Plan N works with your traditional Medicare benefit, which means you can see the same provider you always see, but at potentially lower cost. With Cigna’s Medicare Supplement Plan N, there are no networks and the ability to see any doctor who takes Medicare.

This plan balances lower premiums than many of the other popular Medicare Supplement plans, while providing fairly comprehensive coverage of out of pocket costs. And, unlike Plan F which will be discontinued, Cigna’s Medicare Supplement Plan N will continued to be offered beyond January 1, 2020, meaning that you can enjoy stability in your supplemental coverage with low premium increases.


cigna medicare supplement plan gCigna (NYSE: CI) has been partnering with patients for over 200 years to provide healthcare and insurance coverage, with a focus on patients and their communities. With over 95 million customers and 40,000 employees, selecting a Medicare Supplemental Plan from Cigna means you will receive additional coverage from one of the most experienced insurers in the U.S. with service available 24 hours a day, 7 days a week. Cigna offers Medicare Supplemental Plan N in 17 states and DC – use our free, instant online quote generator to see if this plan is offered in your area and compare Cigna’s Medicare Supplement Plan N with other options!


Medicare Supplement Plans

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