by Russell Noga | Updated November 2nd, 2023
Are you enrolled in Original Medicare Parts A & B? If so, you’ll qualify for a Medigap plan.
Medicare supplement insurance provided through Medigap is available from private healthcare insurers. There are ten plans, each offering varying levels of coverage.
How do you enroll in a Medigap plan? The best time to register is during the Open Enrollment period six months after your 65th birthday.
The Open Enrollment window guarantees acceptance into an insurer’s Medigap plan, even if you have pre-existing health conditions.
With dozens of providers offering Medigap policies, how do you know which gives you the best deal?
The monthly premiums on plans vary widely, depending on the plan you take and the insurer you use for your policy.
Wading through the list of insurers is a cumbersome and frustrating process. Is there another way to make the task easier?
The Medicare supplement Plan Finder tool on this website offers an easy method of finding the right plan for your needs and the best option for providers in your area.
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What is the Medicare Supplement Plan Finder?
The Medicare Plan Finder is a free tool available right here on this website. It allows users to search and compare Medigap plans and rates.
You can compare your plan coverage options on tablets and smartphones, as well as desktops, with options to compare the differences between up to three plans in a side-by-side format.
The tool allows users to see plan costs in your area. If you already have a Medigap plan you can see if you’re overpaying for coverage.
To use the Medicare Plan Finder you can begin by entering your zip code above.
What Benefits & Coverage Do You Get with Medicare Supplement Plans?
Medicare supplement plans, known as Medigap, come in ten options. The plans available to you may vary, depending on the date you were eligible for Medicare. Each of the ten plans has a different level of coverage premium costs.
The CMS standardizes the benefits in each plan, ensuring all Medigap providers offer the same benefits to consumers. The benefits provided in Plan G from one provider will be the same as all the others, bringing consistency to the Medigap industry.
All Medigap plans offer the following benefits for Original Medicare Parts A & B.
- Part A coinsurance and hospital costs for up to 365 days after using Medicare benefits.
- Part A hospice care coinsurance or copayment.
- Part B coinsurance or copayment.
- Blood transfusion costs for the first three pints of blood.
Plans F*, G, and N offer additional Medicare Parts A & B benefits.
- Part A deductible.
- Part B excess charges (Plan N doesn’t cover these charges).
- Skilled nursing facility care coinsurance.
- 80% of emergency healthcare costs when traveling outside the US for 60 days.
- Unlimited coverage for all out-of-pocket costs.
*Plans F & C are no longer available to seniors qualifying for Medicare after January 1, 2020. The 2015 MACRA Act stopped Medigap plans from offering coverage for the Part B deductible. If you were eligible for Medicare before the cut-off date, you can still apply for Plans C & F. However, you might have to undergo medical underwriting, depending on your situation.
Medical underwriting looks at the risk you present to a provider’s Medigap plans. If you have pre-existing health conditions, the insurer might reduce their risk by offering you a policy and charging higher-than-average monthly premiums. Sometimes, they might deny your application to join their Medigap plan.
Some cases might qualify for guaranteed issue rights. In these instances, the insurer must accept your application, even if you have a pre-existing condition. Call our Medigap agents to see if you qualify for guaranteed issue rights for Plans C & F.
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Can You Enroll in a Medigap Plan Using the Medicare Supplement Plan Finder?
You can enroll in a Medigap plan after researching plans by calling us directly. We can help answer your questions about Medicare and Medigap plans.
Using an independent licensed Medigap agency such as Medisupps.com to find your Medigap plan is a better choice.
Our agents have access to top insurers in your state, giving you accurate information and current prices on premiums according to your unique healthcare requirements and risk profile.
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Frequently Asked Questions
What is the Medicare Supplement Plan Finder?
Our Medicare Supplement Plan Finder is an online tool provided free on this website that allows you to search and compare Medicare Supplement plans available in your area. It helps you find plans that meet your specific healthcare needs and provides important information about coverage, costs, and insurance companies offering the plans.
How does the Medicare Supplement Plan Finder work?
The Medicare Supplement Plan Finder works by allowing you to enter your zip code and other personal information to generate a list of available Medicare Supplement plans and rates in your area. You can compare the coverage and costs of different plans, filter results based on your preferences, and get contact information for insurance companies offering the plans.
What information can I find using the Medicare Supplement Plan Finder?
Using the Medicare Supplement Plan Finder, you can find information about the insurance companies offering Medicare Supplement plans in your area, the coverage benefits of each plan, the premium costs, and any additional benefits or perks offered by the plans. It provides a comprehensive overview to help you make an informed decision.
Is the Medicare Supplement Plan Finder free to use?
Yes, the Medicare Supplement Plan Finder is a free online tool provided free on Medisupps.com. It is designed to help Medicare beneficiaries find and compare Medicare Supplement plans without any additional costs.
What is the difference between Medicare Plan G and Plan N?
Medicare Plan G and Plan N are two popular Medigap plans. Plan G offers comprehensive coverage, including coverage for Medicare Part A and Part B deductibles, excess charges, and skilled nursing facility coinsurance. Plan N has cost-sharing requirements, such as copayments for certain services. The difference in coverage helps determine the cost difference between the two plans.
Can I enroll in a Medicare Supplement plan directly through the Medicare Supplement Plan Finder?
No, you cannot enroll in a Medicare Supplement plan directly through the Medicare Supplement Plan Finder but you can call us today to apply at 1-888-891-0229. The tool provides information and helps you compare plans, but the actual enrollment process can be done through us.
Is the information provided on the Medicare Supplement Plan Finder accurate and up-to-date?
The information provided on our Medicare Supplement Plan Finder is generally accurate and up-to-date. However, it’s important to note that plan availability and details can change over time. Call us today to verify the information.
Can I use the Medicare Supplement Plan Finder if I already have a Medicare Supplement plan?
Yes, even if you already have a Medicare Supplement plan, you can still use our Medicare Supplement Plan Finder to see if you can save money by switching plans.
Contact Us for Free Consultations & Quotes on Medicare Supplement Plans
Call our team at 1-888-891-0229 for a free consultation on Medicare supplement plans. We offer you advice and a complimentary quote. Our team works with you to find the right policy to suit your healthcare needs, and we’ll get you the best rates from the lowest-cost providers in your state, with the best perks in your policy.
Our website offers a free tool similar to the Medicare Plan Finder, and it’s easier to use. Use it to get a free, automated quote for any Medigap plan in any state. The information provided by our tool is accurate and up to date.
Russell Noga is the CEO and Medicare editor of Medisupps.com. His 15 years of experience in the Medicare insurance market includes being a licensed Medicare insurance broker in all 50 states. He is frequently featured as a featured as a keynote Medicare event speaker, has authored hundreds of Medicare content pages, and hosts the very popular Medisupps.com Medicare Youtube channel. His expertise includes Medicare, Medigap insurance, Medicare Advantage plans, and Medicare Part D.