Many new people going on Medicare should absolutely look into the benefits of Medicare Supplemental Plan G in 2018. This plan comes with a lot of coverage but at lower rates than you would pay for Plan F.
While any agents talk about how great Medicare Supplemental Plan F is, a good agent (Especially us!) will show you all of your options. In many cases Plan G is a much better option for people than Plan F. Let’s break down just what coverage you will get with this plan.
You will be covered for all co-insurance, both from Medicare Part A and Part B. And you will be covered for the Part A deductible. You will also receive coverage for skilled nursing care, a foreign travel emergency benefit, for some additional blood each year, and coverage for any Part B excess charges.
Plan G – Nearly Identical to Plan F!
The only out-of-pocket cost you will have on Medicare Supplemental Plan G in 2018 is the Part B annual deductible. This deductible costs $183 in 2017, and it is expected to increase for next year. This means that it is very likely that Plan F monthly premiums will go up even higher.
The coverage for Plan G isn’t changing for 2018 other than the Part B premium amount.. We have seen coverage changes occur before for those supplemental plans, but there is no change scheduled for Medicare Supplement Plan G in 2018. So you can look into the plan and make your decision ahead of time if you are not quite ready to commit just yet.
It is a good idea to keep checking the benefits and coverage this plan offers from time to time though. Coverage changes are usually announced well in advance, but it is always better to be safe and to know exactly what you are signing up for.
But on the other side of that, there are people who are currently signed up for Plan F who will save money with Plan G. Plan G offers subscribers quite a bit of coverage, especially for the reasonable price its rates usually run for. So even if you have a lot of medical expenses and require substantial treatment, you could still get all the coverage you need from Plan G on all Medicare-approved expenses.
Get Rates From Multiple Companies!
You just have to examine your situation and compare your needs against the coverage that the plan offers. We can easily help you find the best rates on Plan G in your area. Just give us a call at 888-891-0229.
It is possible that you could save the most money on your medical expenses by choosing Medicare Supplement Plan G in 2018.
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