The best way to save money on supplemental insurance plans offered by AARP is to compare AARP Medicare supplement plans for 2016. There are several different plans, and each one of them offers something different for Medicare subscribers.
Those looking into these supplement plans may be enticed by Plan F’s full coverage. It may be convenient to have all your supplemental expenses covered under a single plan, but it is a very expensive plan. If you cannot use the coverage it offers, then there is no point in you paying so much simply for some peace of mind. Other plans may suit you much better, offering the coverage you need at a price you can afford.
Consider Plan G – But Not From AARP
Plan G is one plan that we would definitely recommend to many people who subscribe to Plan F and who feel like they are paying too much for their coverage. Now you won’t find Plan G with AARP; it’s not one of the plans that they offer. But you can find it with many other carriers, and it could be the best plan to give you the coverage you need and save you money on medical expenses.
The benefit of choosing plan G over Plan F is that Plan G comes with almost the same exact coverage. The only difference is that you will need to cover the Medicare Part B deductible on your own. The cost of that deductible probably won’t be nearly as much as the price difference you pay between the two plans. Those subscribed to Plan F may very well benefit from switching plans, as Plan F really only benefits a small portion of Medicare subscribers.
As you try to decide which plan is best for you, be sure to consider all your options. You want to compare AARP Medicare supplement plans for 2016 to see which one suits you best. The most appropriate plan for each person is the one that gives them coverage they need, plus a bit more, and fits with their budget. If you can’t afford the plan, then it is not saving you money. But if you cannot find the ideal plan with AARP, you can always look to other carriers to find a suitable supplement plan.
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