Cigna is a global insurance company that offers healthcare coverage to people in many countries. They even offer coverage that extends to subscribers outside their own country. And as a force in the insurance industry for many, many years, Medicare subscribers can discover what is being offered for Cigna Medigap Insurance in 2016.
Being one of the big names in insurance it’s likely that most people on Medicare have heard of Cigna. Either through their former employer insurance through the years or perhaps while doing their research into Medicare supplement insurance.
This Medigap insurance offered by Cigna provides a way for many Medicare subscribers to receive more coverage than what basic Medicare offers them. This is especially helpful for those who have many medical expenses or who struggle to pay for the medical procedures and treatments that they need done.
Among the Medigap plans that Cigna offers, plans F, G and N are the ones that will likely be the most popular for 2016. That’s because these plans offer subscribers more coverage than any other plans available.
Cigna Medigap Plan F
Take Plan F, for example. This is a plan with more coverage than anything else Medicare subscribers can enjoy. It covers each and every one of the co-payments and deductibles. And it covers Part A coinsurance, Part B excess charges, professional care from nursing facilities, additional blood annually and a foreign travel benefit for medical emergencies outside the country while traveling.
Cigna Medigap Plan G
Plan G is similar, but slightly different. It has nearly all the same coverage as Plan F. The only actual difference between the two plans is that with Plan G subscribers have to pay for Medicare Part B’s deductible themselves each year. Using this website you can check the rates between Cigna Plan F and G if available in your area to determine which one will provide the greater cost savings. In most cases it’s Plan G even after you meet your deductible each year.
Cigna Medigap Plan N
Plan N offers just a bit less coverage than Plan G. That Part B deductible is still required to be paid by the policyholder. And Plan N subscribers have to play for any Part B excess charges as well should they visit doctors who do not accept Medicare assignment. Plan N is quickly becoming one of the most popular plans due to lower premiums than Plan F and G. Definitely include Plan N while your checking quotes above to see if it’s right for you.
Finding the Right Plan
All these expenses that the plans require be paid can vary. Some people will only have to pay them once a year and others will constantly be paying them. So finding the right plan will depend on what your current situation is.
Medicare subscribers looking for affordable health insurance and lots of options will be looking into Cigna Medigap Insurance in 2016 to see if it’s available in your area.
Get Instant Medigap Insurance Quotes
Enter Zip Code