As a Medicare subscriber, you are probably wondering if there is a way to supplement all the gaps that Medicare leaves for you. That is actually possible with Cigna Medicare Supplement Plan F for 2016.
This plan offers complete coverage, leaving nothing left for you to pay in supplemental charges. You may still have some medical fees to pay out of your own pockets, but they should be quite minor. You will pay for most of your medical expenses just by paying your premiums.
Would you like to know exactly what gaps Plan F fills in for you? Let’s take a look at them. Plan F covers each of the deductibles and co-payments from both parts of Medicare. It also covers nursing care, excess charges from Part B, coinsurance from Part A and more blood and foreign travel costs in some situations.
If you get it through Cigna, then you enjoy the company’s healthcare educational initiatives. These will keep you up to date on what is going on in healthcare in the United States and how it directly affects your insurance coverage. This is especially helpful in the wake of new changes to the healthcare laws in the country.
Plan F is a good plan for people who require plenty of coverage. No other plan gives them more, but that coverage is subject to change given the proper prior notification. Thankfully for Medicare subscribers, that coverage won’t be changing anytime soon. It is actually scheduled to stay consistent through 2016. After that is anyone’s guess. It could lose a percentage of coverage for a particular item or it could no longer be a full coverage plan.
It’s a good idea to get this plan while it is still able to benefit you, if it is indeed the most suitable plan for you. You also need to be aware that rates for the Cigna Medicare Supplement Plan F for 2016 may change before the coming year. The rates can change quite unexpectedly, and it is good to know what they are before you make a decision. You can find out the rates by using our site, and keep checking back to get updated rates.
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